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consularSPECIAL POWER OF ATTORNEY
KNOW ALL MEN BY THESE PRESENTS:
I/We, MR. JOEDEL BELMONTE MALAPO, Filipino, Single, of legal age/s, with postal address at #1818 Upo Napico Street, Manggahan
1611 Pasig City, do hereby name, constitute and appoint SANDRA OLAVERA NARON, Filipino, Single, of legal age, residing at #1818 Upo Napico
Street, Manggahan 1611 Pasig City whose specimen signature appears below, to be my/our true and lawful Attorney-in-fact, for me/us and in
my/our name/s, place and stead, and for my/our own use and benefit to do the following acts and deeds:
1. To acquire the property in paragraph 3 presently covered by Condominium/Transfer Certificate of Title No. ________________ under the name of
PROPERTY COMPANY OF FRIENDS INC. and to be registered and transferred in name/s of SANDRA OLAVERA NARON.
2. To apply for, negotiate, and obtain a loan from BDO UNIBANK, Inc (“the Bank”) in the principal amount not exceeding (PHP 1,357,300.xx) ONLY,
Philippine Currency, (the “Loan”), or any such higher amount as may be approved by the Bank ,at such terms and conditions as may be agreed by
my attorney-in-fact with the Bank:
3. To encumber or assign and convey by way of FIRST MORTGAGE unto the Bank, its successors and assigns my/our property/ies described below,
including its appurtenant parking space, laundry area, drying area, ledge, garden area, balcony, if any, as security for the prompt payment of the
Loan, including its renewals, extensions, rescheduling, restructuring, reavailments or amendments thereof:
Location Current TCT/ CCT No.,
Registry of Deeds & Registered Owner
To be transferred to
Block 11 Lot 3 Kensington 6 Barangay
Navarro, General Trias, Cavite
Province of Cavite
PROPERTY COMPANY OF FRIENDS INC.
SANDRA OLAVERA NARON
4. To indicate, confirm and instruct the Bank on the mode of payment for my/our above Loan, including without limitation, to authorize the Bank to
automatically debit from my/our account with the Bank’s __________________ Branch under Account No. __________________
(the “Account”) for any and all payments/amounts which may be due from me/us under the said Loan and/or the facility obtained in accordance with
paragraph 8 below, as my/our attorney-in-fact may deem appropriate or necessary;
5. To make, sign, execute, and deliver contracts, documents, agreements, and other writings of whatever nature or kind, such as but not limited to
Promissory Note(s), the Deed of Real Estate Mortgage / Mortgage Loan Agreement, Deed of Undertaking, Automatic Debit Authority and all other
documents (including without limitation, the enrollment form for any Mortgage Redemption/Credit Life Insurance or other bond/insurance
requirements and/or any renewal thereof, and such petitions, warranties, representations and undertakings in relation to the condition of the
foregoing property and the delivery of title over the same to the Bank, free and clear from any liens and encumbrances), with the Bank any and all
third persons, concerns, or entities, as may be necessary or proper in connection with the foregoing upon the terms and conditions as my/our said
Attorney-in-fact may, in his / her discretion, deem to be in my/our best interest:
6. To duly receive on my/our behalf the proceeds of the said Loan as well as legal notices or processes directed to me/us in the event of foreclosure
or other satisfaction of the suit premised on the Deed of Real Estate Mortgage / Mortgage Loan Agreement or any other document, warranty,
agreement to be executed by my/our Attorney-in-fact in favor of the Bank as security for the aforesaid Loan:
7. To claim from the Bank, upon full payment of the credit accommodations / facilities for which my/our property stands as collateral, the Owner’s
Duplicate Copy of title aforementioned.
8. To obtain a facility from the Bank in such amount as may be necessary to pay for the insurance policy such as but not limited to mortgage
redemption/credit life insurance and fire insurance policy, procured in connection with the Loan, and to sign, execute and deliver application forms,
contracts, documents, and agreements, as may be necessary or proper in connection with the facility to be obtained at such terms and conditions as
my/our said Attorney-in-fact may, in his/her discretion, deem to be proper, and to claim and receive from the Bank any and all documents in relation
to the insurance policy procured and/or facility obtained.
9. To cancel any lien / encumbrance such as but not limited to Sec. 4, Rule 74 of the Revised Rules of Court (Heirs' and / or Creditors' Lien), Sec. 7 of
Republic Act No. 26 (An Act Providing A Special Procedure For The Reconstitution of Torrens Certificates of Title Lost or Destroyed), and / or prior
mortgage annotations, if any.
10. To do and perform any and all acts necessary for the faithful execution of the foregoing acts and deeds.
HEREBY GIVING AND GRANTING unto my/our said Attorney-in-fact full power and authority to do and perform all and every act and thing
whatsoever requisite and necessary to be done in and about the premises, as fully to all intents and purposes as I might or could lawfully do if
personally present, and hereby ratifying and confirming all that my/our said attorney-in-fact has done, shall lawfully do or cause to be done by virtue
of these presents.
This Special Power of Attorney shall be valid and subsisting and shall remain in full force and effect unless otherwise revoked or amended
by me in writing and duly served upon the Bank.
IN WITNESS WHEREOF, I have hereunto set my hand this day of _________________ at _______________________.
JOEDEL BELMONTE MALAPO
SANDRA OLAVERA NARON
SIGNED IN THE PRESENCE OF:
STEPHANIE JOY M YAO
ACKNOWLEDGMENT AND CERTIFICATE OF OATH
REPUBLIC OF THE PHILIPPINES) S.S.
BEFORE ME, a Notary Public for and in the above jurisdiction personally appeared:
Name Competent Evidence of Identity Date & Place Issued
JOEDEL BELMONTE MALAPO 409-792-012-000 TIN
SANDRA OLAVERA NARON 427-167-706-000 TIN
Personally known to or identified by me to be the same person/s who executed the foregoing instrument and he / she / they acknowledged to me that
their signature on the instrument was voluntarily affixed for the purposes stated therein, the same is his / her / their own free and voluntary act and
deed and they were duly authorized to sign for the person/s or Corporation/s herein represented, and he / she / they further made oath as to the
truth of the representation and warranties thereof.
This instrument consisting of _________ (___) pages, including this page on which the Acknowledgment is written, has been signed by the party
and their instrumental witnesses on each and every page thereof and relates to a Special Power of Attorney granted in favor of
WITNESS MY HAND AND NOTARIAL SEAL on this day of ______________________________ at ____________________________________
Doc. No. _____________;
Page No. _____________; NOTARY PUBLIC
Book No. _____________;
Series of _____________;ized
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A legend on the origin of Paoay Lake in Paoay, Ilocos Norte
Long ago, there was a beautiful village situated on a verdant tropical land. The people living in the village were known for being simple, hardworking and god fearing. These humble villagers built a church out of their skimpy earnings to worship and show respect to their god.
Years passed and the village prospered. The people became rich; their wealth has been reflected through their ornate houses, extravagant clothing and glittering jewelries. As pride lingered on every resident, rivalry also sets in. The people worked even more hard to acquire things more than the others. Being very rich, the people forgot to respect god as jealousy took the place of good will. The church was no longer a place of worship but it became an avenue to display the townspeople’s vanity. Whilst the rest of the village residents spent their lives in worldly competition, a couple remained simple and god-fearing. One night an apparition appeared and told them that the village will be destroyed by a flood. The following day, the couple warned their neighbors and told them to revert for them to be spared from the flood. The villagers did not heed their warning but laughed at them. They continued what they’re doing and mocked the couple accusing them of envy. That night, the humble couple heard a voice telling them to leave the village early in the morning. The voice instructed them to go as far as they can and never look back; most especially when they hear a loud thunder and noise.
The next day, they couple prepared early and left the village. While on their way, they heard a loud clap of thunder followed by rampaging waters. The villagers were awakened but their shrieks and cries were resounded and died as they were submerged in a pool of muddy water. The fleeing couple was shaken by these cries and loud rumblings. Unconsciously, the woman turned back to look at the village. In an instant, the woman fainted as the husband tried to drag her but they both turned into stone. As years went by, a beautiful lake emerged at the place where the village sank; and is now the famous PAOAY LAKE.
Rekindle this fantastic legend by visiting the pretty places in Paoay in Ilocos Norte
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flatwormsThe flatworms, or Platyhelminthes, Plathelminthes, or platyhelminths (from the Greek πλατύ, platy, meaning "flat" and ἕλμινς (root: ἑλμινθ-), helminth-, meaning worm) are a phylum of relatively simple bilaterian, unsegmented, soft-bodied invertebrates. Unlike other bilaterians, they are acoelomates (having no body cavity), and have no specialized circulatory and respiratory organs, which restricts them to having flattened shapes that allow oxygen and nutrients to pass through their bodies by diffusion. The digestive cavity has only one opening for both the ingestion (intake of nutrients) and egestion (removal of undigested wastes); as a result, the food cannot be processed continuously.
In traditional zoology texts, Platyhelminthes are divided into Turbellaria, which are mostly nonparasitic animals such as planarians, and three entirely parasitic groups: Cestoda, Trematoda and Monogenea; however, since the turbellarians have since been proven not to be monophyletic, this classification is now deprecated. Free-living flatworms are mostly predators, and live in water or in shaded, humid terrestrial environments such as leaf litter. Cestodes (tapeworms) and trematodes (flukes) have complex life-cycles, with mature stages that live as parasites in the digestive systems of fish or land vertebrates, and intermediate stages that infest secondary hosts. The eggs of trematodes are excreted from their main hosts, whereas adult cestodes generate vast numbers of hermaphroditic, segment-like proglottids which detach when mature, are excreted, and then release eggs. Unlike the other parasitic groups, the monogeneans are external parasites infesting aquatic animals, and their larvae metamorphose into the adult form after attaching to a suitable host.
Because they do not have internal body cavities, Platyhelminthes were regarded as a primitive stage in the evolution of bilaterians (animals with bilateral symmetry and hence with distinct front and rear ends). However, analyses since the mid-1980s have separated out one subgroup, the Acoelomorpha, as basal bilaterians - closer to the original bilaterians than to any other modern groups. The remaining Platyhelminthes form a monophyletic group - one that contains all and only descendants of a common ancestor that is itself a member of the group. The redefined Platyhelminthes is part of the Lophotrochozoa, one of the three main groups of more complex bilaterians. These analyses had concluded the redefined Platyhelminthes, excluding Acoelomorpha, consists of two monophyletic subgroups, Catenulida and Rhabditophora, with Cestoda, Trematoda and Monogenea forming a monophyletic subgroup within one branch of the Rhabditophora. Hence, the traditional platyhelminth subgroup "Turbellaria" is now regarded as paraphyletic, since it excludes the wholly parasitic groups, although these are descended from one group of "turbellarians".
Over half of all known flatworm species are parasitic, and some do enormous harm to humans and their livestock. Schistosomiasis, caused by one genus of trematodes, is the second-most devastating of all human diseases caused by parasites, surpassed only by malaria. Neurocysticercosis, which arises when larvae of the pork tapeworm Taenia solium penetrate the central nervous system, is the major cause of acquired epilepsy worldwide. The threat of platyhelminth parasites to humans in developed countries is rising because of the popularity of raw or lightly cooked foods, and imports of food from high-risk areas. In less developed countries, people often cannot afford the fuel required to cook food thoroughly, and poorly designed water-supply and irrigation projects increase the dangers presented by poor sanitation and unhygienic farming.
Two planarian species have been used successfully in the Philippines, Indonesia, Hawaii, New Guinea, and Guam to control populations of the imported giant African snail Achatina fulica, which was displacing native snails. However, there is now concern that these planarians may themselves become a serious threat to native snails. In northwest Europe, there are concerns about the spread of the New Zealand planarian Arthurdendyus triangulatus, which preys on earthworms.
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budding plantWhat is Budding, Its Advantages and
Budding, oftenly called bud grafting, is an artificial method of asexual or vegetative propagation in plants. Like grafting, this method is employed to convert one plant (the rootstock) into another plant type with desirable characteristics. Similarly, the resulting plants in general have shortened stature and maturity as compared to plants propagated from seed.
This method of plant propagation has the advantage of producing numerous clones from a single piece of stem or twig, each node being a potential source of one-budded scion. But in grafting, this same piece of stem may account for only a single scion.
It is therefore advantageous where there is limited source of plant cuttings or scions for grafting. Likewise, the necessity of transporting bulky scions is eliminated. However, the clones produced take longer time to develop into the right sizes for outplanting than grafted seedlings.
Various techniques are used, mostly applicable to young plants in active growth with stems in which the bark is easily separable from the wood. Basically, the procedure in budding consists of the following steps:
1. Preparation of the rootstock. Rootstocks about the size of an ordinary pencil (~0.8 cm) and up to ~1.5 cm in diameter are commonly used but there are no hard rules. Chip budding is applied in citrus ~1/2 cm in diameter while other methods can apply to rootstocks up to ~2.5 cm (1 in) or even thicker. Potted seedlings are widely used but, similar to grafting, established trees may be top-budded. The specific techniques used in preparing the portion of the stem where union is intended vary;
2. Preparation of the bark to be joined to the rootstock. This consists of a prominent axillary bud (a plant organ which serves as growing point) on a section of bark, with or without a small piece of wood attached. This piece of bark is often termed as either a bud patch, chip, or shield piece. They are also referred to as single-bud scions.
Budsticks, small stems or twigs having multiple number of nodes from which the bud-containing barks are to be prepared, are obtained from well selected vigorous, disease-free mother plants having desirable characteristics and immediately defoliated. As in rootstocks, the preparation techniques are numerous;
3. Insertion of the prepared bark. The prepared patch, chip or shield piece is inserted into the part of the stem of the rootstock to replace the piece of bark that is removed or where cuts are made to allow union. Correct polarity should be observed, that is, the patch of bark is oriented upward.
4. Tying or wrapping. The stem-bud union is tied or wrapped to hold the components firmly together but generally leaving the growing point exposed. If also wrapped, it must be opened about 15 days later or at the time when the rootstock is cut back. There are various ready-to-use wrapping materials. A specialized wrapping strip made of rubber expands as the rootstock grows and naturally deteriorates after several weeks. But for practical usage, a thin, transparent polypropylene (PP) plastic bag can be cut into strips about 2-3 cm wide. These plastic strips have to be elastic and do not easily break when stretched;
5. Cut back of the rootstock. The rootstock must be decapitated, preferably with the use of a pruning shear, at the part of the stem immediately above the union to eliminate apical dominance. As a result, a new shoot will emerge from the growing point on the inserted bark which will then acquire apical dominance.
Cut back is done when it becomes certain that there is union which may take 15 days or more. The inserted patch of bark will remain green or otherwise brownish depending on the natural color of the budstick. If union is not successful, it will turn black and rot; and
6. Care of clones. This involves activities that are normally performed to hasten rapid growth of nursery plants and trees. It also includes debudding and desuckering, the removal of offshoots that may emerge from the stem below the union. These are done to ensure that the propagated plants will exhibit only the characters of the mother plant. Likewise, wrapping materials that take time to deteriorate, like PP plastic strips, must be removed at the earliest time possible to prevent strangling effect.
(Ben G. Bareja. November 2011)
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Africa, my Africa
Africa of proud warriors in ancestral savannahs
Africa of whom my grandmother sings
On the banks of the distant river
I have never known you
But your blood flows in my veins
Your beautiful black blood that irrigates the fields
The blood of your sweat
The sweat of your work
The work of your slavery
Africa, tell me Africa
Is this you, this back that is bent
This back that breaks
Under the weight of humiliation
This back trembling with red scars
And saying yes to the whip under the midday sun
But a grave voice answers me
Impetuous child that tree, young and strong
That tree over there
Splendidly alone amidst white and faded flowers
That is your Africa springing up anew
Springing up patiently, obstinately
Whose fruit bit by bit acquires
The bitter taste of liberty.
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