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English

statement

Tamil

பத்தி

Last Update: 2013-10-31
Subject: General
Usage Frequency: 1
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Reference: Anonymous

English

Mission statement

Tamil

செயல்நோக்கு அறிக்கை

Last Update: 2014-10-10
Usage Frequency: 1
Quality:

Reference:

English

statement urgent pls sir

Tamil

idhu statement enaku vendum

Last Update: 2016-02-11
Subject: General
Usage Frequency: 1
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Reference:

English

requesting letter bank statement

Tamil

கடிதம் வங்கி அறிக்கை கோருகிறது

Last Update: 2016-01-02
Subject: Accounting
Usage Frequency: 1
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English

Annual Financial Statement (AFS)

Tamil

தமிழ் மொழிபெயர்ப்பு சேவை ஆங்கிலம் இலவச ஆன்லைன்

Last Update: 2015-03-20
Subject: General
Usage Frequency: 1
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English

2.1 Tagore – Sadhana I – III Chapters Introduction Rabindranath Tagore born in Calcutta on 7th May 1861 was the youngest but one child of Debandranath Tagore. In the words of Tagore himself his father was one whom “I saw very seldom; he was away a great deal, but his presence pervaded the whole house and was one of the deepest influence on my life…’. He was called Maharishi or the great saint who believed in the worship of Invisible God. Tagore’s attitude to God and world was inherited from his father. The Tagores were Vaishnavas in their religious outlook and were inclined to vegetarianism in diet. They were a set of highly educated and enlightened people who assisted Raja Ram Mohan Roy in his movement of social reform. Rabindranath Tagore lived in a significant age when India was stirred deeply by three movements – religious, literary and social to which the contribution of the Tagore family was very great. The first movement was religious and its founder was Raja Ram Mohan Roy, who believed that God is one. One of the leaders of this movement was Debandranath Tagore, Rabindranath’s father. The second movement was in the field of Literature and Bakin Chandra tried to rescue Bengali language from the degradation of dead forms to which it had fallen and bring a new critical attitude and make Bengali language an instrument of the expression of rich imagination that would not tolerate any restrictions imposed upon it from outside. The third movement was national its was national; it was partly political and partly cultural. It raised a voice of protest against the humiliation which the Indians were subjected to at the hands of the westermers. It was not opposed to the introduction of western thought, but it certainly was not in favour of indiscriminate rejection of traditional Indian culture and values. Tagore’s father laid stress on the study of the Upanishads and left no stone unturned to check the wave of conversion to Christianity in Bengal. Tagore passed his boyhood in the Jarasnako house with the atmosphere that reverberated with the echoes of culture, refinement and art. He was from 63 64 very early years of his life fond of nature and longed for the outer world of nature. He was made to study science, literature, music and painting without taking into consideration whether he was interested in them or not. Learning all his subjects in English, he learnt Bengali well. Educated in India and London showed a great promise as a writer. He was influenced by the Vaishnava lyrical poetry, which gave to the poet an impetus to be bold and strike a new path for himself in the field of art and poetry. The Awakening of the waterfall, his work showed a great unity of meaning. What was memorable in this experienced was its human message and the sudden expansion of his consciousness in the supernatural world of man. There are three distinctive things which seem to come before us from this new vision of the poet about life. i. The human soul from which the creation and which its creative effort draws it away from itself and harmonizes it with the inner life of nature which is full of human significance. ii. The union between man’s growing consciousness and the spirit of nature is a source of joy and it is in this feeling of delight emerging from a realization of inner harmony of objects that the poet seeks for his definition of beauty. iii. This seeking and this joy is similar to freedom, for it is only by transcending the outer certain of common-placeness and triviality that its real significance is discovered. Published a number of collection of songs and poems in which the glorified the ideals of ancient times against the background of the evils of western nationalism which the condemned as the climax of greed. He waged a ceaseless war against the two evils of caste which dehumanizes man and nationality in the west which makes a brute of a man. After the publication of Gitanjali which marked the transition in his life, Tagore’s national aspirations got merged in the Universal. When the visited England and Europe he was greated there as seer with a universal message. He was awarded the Nobel Prize in 1913. The publication of Gitanjali in English took the English – reading public by storm and they got examoured as much by 65 the nobility of its though as by the beauty of the language. During the course of his visit to America in 1913 to deliver some addressed there, he made the acquaintance of Rudolf Eucken, the famous German Philosopher, who was also charmed on reading Gitanjali. The lectures he delivered in America were published as Sadhana by Macmillan, along with The Gardener, The crescent Moon and Chitra. Tagore was a poet and a dreamer. He felt that the western civilization was heading towards a crash or destruction. He started thinking of the crash or destruction. He started thinking of the problems of life in a calm and detached manner and the expression was marked by a sense of bold optimism attempting to depict tot eh world the message of eternal peace. Peace and tranquility proved to be the theme. 2.2 The relation of the individual to the universe The civilization of ancient Greece was nurtured within city walls. These walls leave their mark deep in the minds of men. They setup a principle of ‘divide and rule’ in our mental outlook, which begets in us a habit of securing all our conquests by fortifying them and separating them from one another. We divide nation and nation, knowledge and knowledge, man and nature. It breeds in us a strong suspicion of whatever is beyond the barriers we have built an everything has to fight hard for its entrance its our recognition. In India when the first Aryan invaders appeared, the vast forests provided them some special advantage of natural protection, food and water in plenty. Thus our civilization had its birth and it took a distinct character from this origin and environment. Surrounded by vast life of nature, was fed and clothed by her, having the closest and most constant intercourse with her varying objects. This atmosphere instead of dulling human intelligence and dwarfing the incentives to progress, gave it to a particular direction. Having constant contact with the living growth of nature, his mind was fee from the desire to extend his mind was free from the desire to extend his dominion by erecting boundary walls around his acquisitions. His aim was not to acquire but to realize, to enlarge his consciousness by growing with and growing into his surroundings. He felt that truth is all comprehensive that there is no such 66 thing as absolute isolation in existence and the only way of attaining truth is through the interpretation of our being into all objects. This harmony between man’s spirit and the spirit of the world was the endeavour of the forest dwelling sages of ancient India. In future even when Mighty Kingdoms were established – even in the heyday of its material prosperity – the heart of India ever looked back with adoration upon the early ideal of strenuous self-realization and the dignity of the simple life of the forest hermitage. Westerners took pride in subduing nature, as if we are living in a hostile world creating and artificial dissociation between himself and the universal nature within whose bosom he lies. But Indians believed that there is a rational connection between him and nature. We are in harmony with nature and the thoughts are in harmony with things – the power is in harmony with the power which is universal. According to it, everything that is low in the scale of being is merely nature, and whatever has stamp of perfection on it, intellectual or moral, in human-nature. The earth, water and light, fruits and flowers to India were not merely physical phenomena to be turned to and then left aside. The man who has his spiritual eyes open knows the ultimate truth about earth and water lies in our apprehension of the eternal world. There is not mere knowledge, as science is, but it is a perception of the soul by soul. This gives us not power but joy. When a man does not realize his kinship with the world, he lives in a prison – house whose walls are alien to him. When the meets the eternal spirit in all objects, them he is emancipated, for them he discovers the fullest significance of the world into which he is born. Thus the text of our everyday mediation is the Gayathri, a verse which is considered to be the epitome of all the Vedas. By its help we try to realize the essential unity of the world with the conscious soul of man. We understand the Eternal spirit, whose power creates The Earth, the Sky and the stars. It is not in the power of possession but in the power of union. India knew that when by physical and mental barriers we violently detach ourselves from the inexhaustible life of nature, when we become man, man in the universe, we crate bewildering problems. Man must realize the wholeness of his existence, his place in the infinite. The Rishis were they, who having reached the supreme God from all sides had found abiding peace, had 67 become united with all, had entered into the life of the Universe. Thus the state of realizing our relationship with all, of entering into everything through union with God, was considered in India to be the ultimate and fulfillment of humanity. His freedom and fulfillment is in love, which is another name for perfect comprehension. This is why the Upanishads describe those who have attained the goal of human life as ‘peaceful’ and as ‘at one with God’, meaning that they are in perfect harmony with man and nature, and therefore in undisturbed union with God. We have a glimpse of the same truth in the teachings of Jesus when he says, ‘It is easier for a camel to pass through the eye of a needle than for a rich man to enter the kingdom of heaven – which implies that whatever we treasure for ourselves separates us from others; our possession are our limitations. It is the one living truth that makes all realities true. This truth is not only of knowledge but of devotion. Buddha, who developed the practical side of the teaching of the Upanishads, preached the same. The Upanishad says that the being who is in his essence of light and life of all, who is world – conscious, is Brahma. Upanishad also says ‘thou shalt gain by giving away. Thou Shalt not covet’. In the Gita we are advised to work disinterestingly, abandoning all lust for the result. Everything his sprung from immoral life and is vibrating with life, for life is immense. 2.3 Soul consciousness The aspiration of ancient India was to live and move and have is joy is Brahma- the all conscious and all pervading spirit, by extending its field of consciousness all over the world. By beginning to try to realize all, one has to end by realizing nothing. But, in reality, it is not so absurd as it sounds. Facts are many, but the truth is one. The animal intelligence knows facts, the human mind has power to apprehend truth. This discovery of truth is pure joy to man – it is a liberation of his mind. Truth opens up a whole horizon, it leads us to the infinite. Upanishad says ‘know thine own soul’ – realize the one great principle of unity that there is in every man. All our egoistic impulses, our selfish desires, obscure our true vision of the soul. When we are conscious of our soul, we perceive the inner being that 68 transcends our ego and has its deeper affinity with the All. Like children learning the alphabets, words and then sentences, our soul when detached and imprisoned within the narrow limits of a self loses its significance. In love he use of difference is obliterated and the human soul fulfils its purpose in perfection, transcending the limits of itself and reaching across the threshold of the infinite. Therefore love is the highest bliss that man can attain. Our great ‘Revealers’ are they who man manifest the true meaning of the soul by giving up self for the love of mankind. We call then ‘Mahatmas’ – the men of the great soul? ‘Paramathma’ is the supreme soul in me and my joy is in the realization of this truth. The joys and sorrows of our loved ones are joys and sorrows of our loved ones, because in them we have grown larger, in them we have touched that great truth which comprehends the whole universe. Our highest joy is in the losing of our egoistic self and in the uniting with others. According to the Upanishads, the key to cosmic consciousness, to God- consciousness, is in the consciousness of the soul. The chick knows when it breaks through the selfcentered isolation of its egg that the hard shell which covered it so long was not really a part of its life. In Sanskrit, the bird has been called the twice-born : so too the man is named, who has gone through the ceremony of the discipline of self-restraint and high thinking – who has come out simple in wants, pure in heart and ready to take up all the responsibilities of life in a disinterested largeness of spirit. He is considered to have had his rebirth from the blind envelopment of self to the freedom of soul life. When Jesus said, ‘Blessed are the meek, for they shall inherit the earth’ he meant this. The doctrine of deliverance that Buddha preached was the freedom from the thralldom of Avidya (ignorance), when he attains ‘Bodhi’, i.e., the awakenment from the sleep of self to the perfection of consciousness, he becomes But Man’s poverty is abysmal, his wants are endless till he becomes truly conscious of his soul. The vision of the supreme one in our own soul is a direct and immediate intuition. Sin is the blurring of truth which clouds the purity of our consciousness. It is the supreme one which makes man feel the pang of his separation from God and gives rise to the earnest prayer, ‘O God, O Father, completely sweap away all our sins’. Give into us that which is good? Man’s cry reach his fullest expression. It is this desire for self69 expression that leads him to attain perfection. Man becomes perfect man, he attains his fullest expression, when his soul realizes itself in the infinite being who is Avih whose very essence is expression. When a man’s life rescued from distractions finds its unity in the soul, then the consciousness of the infinite becomes at once direct and natural to it as the light is to the flame. All the conflicts and contradictions of life are reconciled; knowledge, love and action harmonized; the formless appears to us in the form of the flower, of the fruit as the supreme one. 2.4 The problem of Evil The question why there is evil in existence is the same as why there is imperfection on or why there is creation at all. Imperfection is not a negation of perfectness; finitude is not contradictory to infinity; they are but completeness manifested in parts, infinity revealed within bounds. Pain, which is the feeling of our finiteness, is not a fixture in our life. It is not an end in itself, as joy is. We feel that good is the positive element in man’s nature, and in every age and every clime what man values west is his ideal of goodness. Will is the supreme wish of larger life, the life whose greater partition is out of our present reach, whose objects are not for the most part before our sight. Then we begin to distinguish between what we immediately desire and what is good. Good is that which is desirable for our greater self. Thus sense of goodness comes out of truer view of life. In this he becomes great, for the realizes truth. Life is not made up of fragments, purposeless and discontinuous. It is a truth that man is not a detached being, that he has a universal aspect; and when he recognizes this he becomes great; very often it is our moral strength which gives us most effectively the power to do evil, to exploit other individuals for our own benefit, to rob other people of their just rights. The life of an animal is unmoral, for it is aware only of an immediate present; the life of a man can be immoral, but that only means that it must have a moral basis. Not to see is to be blind, but to see wrongly is to see only in an imperfect manner. To live the life of goodness is to live the life of all. Pleasure is for one’s own self, but goodness is concerned with the happiness of all humanity and for all time. From the point of view of the good, pleasure pain 70 appear in a different meaning. Martyrs prove is in history and we prove it every day in our little martyrdoms. To live in perfect goodness is to realize one’s life in the infinite. Our body can only die if it tries to eat its own substance, and our eye loses the meaning of its function if it can only see itself. We see then that man’s individuality is not his highest truth, there is that in him which is universal. Our organ of sight, our organ of locomotion, our physical strength becomes worldwide; steam and electricity become our nerve and muscle. It is the same with our spiritual life. Yet we complain that we are not happy, as if there were something inherent in the nature of things to make us miserable. The universal spirit is waiting to crown us with happiness, but our individual spirit would not accept it. The most important lesson that man can learn from his life is not that there is pain in this world, but it depends upon him to turn it is not good account, that it is possible for him to transmute it into joy. NON – DETTTTAILED – 2 . 5 .AN AREA OF DARKNESS -V.S.NAIPAUL V.S.Naipul’s position as a third generation Caribbean settled in England makes the idea of the return (to an unsullied past ,and threby a complete, rooted identity )doubly problematic . In one of his essays ,Naipaul wrote , “ although the English language was mine , [ …] its tradition was not ” . There is no virtually Caribbean ‘ tradition’ that he can fall back upon , and this perhaps is the basis for his anguished sense . The aboriginal peoples of the Caribbean have long been extinct .Naipaul has also in his many interviews and essays ,made his own myth into that of the writer as a displaced person ,one who does not “ have a side , doesn’t have a country ;doesn’t have a community ; one who is entirely an individual ” , a figure who has achieved a ‘Brahminical ideal of non –attachment ’,a man without a home . His protagonist Mr . Boswas depicts this linked to the ownership of ‘a house ’ – ‘a home ’.The slow and stately rhythm of his prose ,the measured tone ,reflects a grim solidity , and grants to it something of the status of fact . Naipaul visited India for many months on different occasions in order to gather ‘materials’ for his ‘An Area of Darkness ’ (1964),India :A Wounded Civilisation (1977),andIndia:A Mmillion Mutinies Now (1990). They are serious undertakings that entail much thought and analysis ; thus ,the eye-witness account gives ‘authority’ to his writings . It is a first hand account of what happened and who was involved . No one can doubt the 71 extraordinary qualities of Naipaul’s observations ,they are keen ,detailed and exact . In ‘An Area of Darkness’ , the ‘quest’ for ‘self ’ is notable : there is an intence preoccupation withself, and this colours all of Naipaul’s observations and comments . The narrative is replete ,with confessional statements ,with philosophical commentaries ,his own fears and anxieties about India . The philosophical perspective is imbedded everywhere in both of Naipaul’s fiction and traver narratives ;it is this substantive –idea that permeates his writings ,and is at times connected with the ‘autobiographical ’sense. In many passages philosophical ideas are brought out through autobiographical instances there is a dynamic interrelationship between both travel and fictional writings . The sharp literary image gives his travel narratives the necessary ‘literariness’ , and at the same time ,his travel narrative

Tamil

தமிழ் மொழிபெயர்ப்பு ஆங்கிலம் பத்தி ஆன்லைன்

Last Update: 2016-05-25
Subject: General
Usage Frequency: 1
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Reference:

English

How Cyclone Hudhud got its name Soutik Biswas Delhi correspondent • 11 October 2014 • From the section India Image caption Hudhud in Arabic refers to the hoopoe bird Did you know Cyclone Hudhud, expected to hit India's south-eastern coast on Sunday afternoon, was "born" in Oman? We are talking about the name of the cyclone, not the storm itself. The cyclone itself originated in the north Andaman sea in the Bay of Bengal and is now hurtling towards Andhra Pradesh and Orissa states. The name Hudhud in Arabic refers to the Hoopoe bird. Hurricanes and tropical cyclones in the Atlantic have had their own names since 1953, a convention begun by Miami's National Hurricane Centre and maintained and updated by the World Meteorological Organization (WMO), a Geneva-based agency of the United Nations. But naming came to South Asia and the Middle East only recently. It was just too controversial to do the same around the North Indian Ocean For years cyclones that originated in the north Indian ocean were anonymous affairs. Image caption In the days before 2004, cyclones in the North Indian ocean were nameless One of the reasons, according to Dr M Mahapatra, who heads India's cyclone warning centre, was that in an "ethnically diverse region we needed to be very careful and neutral in picking up the names so that it did not hurt the sentiments of people". But finally in 2004 they clubbed together and agreed on their favourite names That was when an international panel on tropical cyclones led by the WMO sat down and decided to name their cyclones as a committee in the spirit of co-operation and consensus. Eight countries - India, Pakistan, Bangladesh, Maldives, Myanmar, Oman, Sri Lanka and Thailand - took part. They came up with a list of 64 names - eight names from each country - for upcoming cyclones. Image caption Cyclone Phailin is described as the biggest storm in the region for 14 years The list goes alphabetically, according to each country. The last cyclone in the region was Nanauk in June, a name contributed by Myanmar. Names can be suggested by the general public in the member country or by the government. India, for example, welcomes suggestions on the condition that the name must be "short and readily understood when broadcast, not culturally sensitive and not convey some unintended and potentially inflammatory meaning". "A storm causes so much death and destruction that its name is considered for retirement and hence is not used repeatedly," a statement by India's weather office says. So this time, following the alphabetical order, it is Oman's turn Last year, Phailin, the name for a massive cyclone which battered India's south-eastern coast and led to the evacuation of more than 500,000 people, was provided by Thailand. Some of the Indian names in the queue are the more prosaic Megh (Cloud), Sagar (Ocean) and Vayu (Wind). Image caption A cyclone approaching Muscat in Oman, several years ago - but not named by Oman The Hudhud, or hoopoe bird, is an exotic creature noticed for its distinctive crown of feathers and is widespread in Europe, Asia and North Africa. Next time a cyclone hits the region, it's Pakistan's turn to give it a name It will be called Nilofar. Last time Pakistan named a cyclone was Nilam in November 2012. The names will not dry up anytime soon. Dr Mahapatra says Hudhud is possibly the 34th name of the list, which means there are 30 more in the queue. The panel of cyclone experts meets every year, and they will be replenishing the list whenever the need arises. It's not that the list of 64 names has been without controversy Cyclone Mahasen, which hit in 2013 and was named by Sri Lanka, was changed to Viyaru after protests by nationalists and officials in Sri Lanka. They said Mahasen was a king who had brought peace and prosperity to the island, and it was wrong to name a calamity after him. Nevertheless, it is important to name cyclones, say experts Image caption The Hudhud in flight - Oman's choice for a cyclone name A name helps people and the media to identify each cyclone and become more aware of its implications. It also does not confuse people if there is more than one tropical cyclone brewing in the region. And these cyclones often prove to be deadly - their names resonate for a very long time.

Tamil

காடை, பறவை

Last Update: 2016-03-23
Subject: General
Usage Frequency: 1
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English

Humanity can be defined as quality of being human; the peculiar nature of man, by which he is distinguished from other beings. Being human does not mean that an individual possesses humanity. If you want to understand the quality of humanity in an individual take note of what he does for people who give noting back in return to the favour they have offered. One of the most outstanding examples of extra- ordinary humanity in a human being has been portrayed beautifully by Mother Teresa. Humanity means caring for and helping others whenever and wherever possible. Humanity means helping others at times when they need that help the most, humanity means forgetting your selfish interests at times when others need your help. Humanity means extending unconditional love to each and every living being on Earth. A perfect example of humanity can be demonstrated by the following story. A king with a kind heart once saw a pigeon and an Eagle fighting. He possessed the ability of communicating with the birds and animals. The pigeon asked the king to save him from the eagle. The king told the eagle that he is ready to pay any price in return for saving the pigeon. The eagle asks the king to give him the equal amount of flesh to the weight of the flesh of the pigeon. Agreeing to the Eagle’s condition, the king starts chopping off his own flesh equal to the flesh of the pigeon. After donating a little bit of his flesh, he still finds the pigeon heavier. Finally he surrenders the whole of himself to the Eagle to eat. That is the moment when both the Eagle and the pigeon turn into angels who appeared on the earth to test the extent of the king’s humanity. The king is now rewarded with the most precious rewards and heaven after life for his deed of humanity. This story can be understood as an exaggerated statement so that individuals understand the importance of humanity in their day to day lives. It is important to understand one important fact; an individual’s life is successful not by the number of degrees he or she attains but by the degree of humanitarian activities that individual is into on a day to day basis. Serving the poor and the disabled is one of the greatest humanitarian help an individual can provide in his or her lifetime. It is essential to understand the fact that we are extremely lucky to have everything we desire at any point of the time we need. Serving the needy means that you yourself think that you have more than enough resources to your disposal. People who always crib that they do not have sufficient facilities available despite having everything can never provide humanitarian services because if one has the mind set of not being self- sufficient, how can he or she help someone else. One is always remembered for his or her good deeds and it is essential to understand that there is no better deed than providing services for humanitarian causes. If eating and having fun is only what we are born to do then we should keep one thing in mind; even animals can do such activity; if God has made us humans there has to be some reason behind it. Only human beings can understand the importance of humanity and it is humanity as a result of intelligence which actually gives the core essence to human existence. You will not need a hefty bank account to contribute towards humanitarian activities. Paying your domestic help fairly is also humanity. You are willing to pay thousands of bucks for your medical check- up but when it comes to paying your employee; you want to save every penny. Humanitarian activities should never be performed in order to achieve fame or to gain a status symbol. You can easily achieve fame by the work you do. Lifting the heavy bag of an old woman is humanity, helping a disabled to cross the road is humanity, helping your mom in doing work is humanity; in fact helping anyone who is in need is humanity. As soon as we understand the importance of humanity in day to day life, the purpose for which we are on Earth is automatically fulfilled.

Tamil

humanity essay in tamil

Last Update: 2016-01-24
Subject: General
Usage Frequency: 1
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English

CONTRACT TO BUILD A HOUSE AT I. Contract Parties Now comes (builder’s name) of (address) and (buyer’s name) of (address) to hereby agree to build a house on property located at (common address) and legally described as (Insert legal description here.) . II. Contract Documents The terms of this contract include all the documents specifically listed below, and constitute the entire terms of the agreement between the parties. The terms of this contract shall prevail over any conflicting provision in the documents incorporated by reference. 1. Architectural Plans and Drawings dated with number of pages is hereby incorporated into this document. 2. Specifications dated with number of pages is hereby incorporated into this document. 3. Schedule of Allowance Items dated with number of pages is hereby incorporated into this document. 4. Title of document – add any documents not included in the previous samples, delete any of the previous samples no longer needed dated with number of pages is hereby incorporated into this document. III. Building Plans FIRST OPTION: USE WHEN THE PLANS ARE SUPPLIED BY THE BUYERS The builder agrees to construct the home in accordance with the plans, including specifications and drawings, supplied by the buyer and incorporated by reference into paragraph II. Contract Documents. The builder assumes no responsibility or liability for defects in the design or engineering in these plans. The buyer represents to the builder that the buyer is the sole owner of the plans or has the legal right to use the plans. The buyer agrees to indemnify and hold the builder harmless for any copyright action which may be asserted as a result of the use of the plans. The buyer warrants that the plans are adequate and that the builder can rely on them. The buyer will be liable for any damages caused by defects in the plans, including, but not limited to, additional material costs, additional labor costs, pro rata overhead and profit. SECOND OPTION: USE WHEN THE PLANS ARE SUPPLIED BY THE BUILDER The builder has provided the plans, specifications and drawings which are incorporated by reference into paragraph II. Contract Documents, and which are to be used for the construction of the house. The builder makes no representation about the quality of these plans beyond those specifically provided in the warranties clause of this contract. IV. Completion Time Assuming all conditions are satisfied and weather permits, the work to be performed under the contract shall be substantially completed no later than days after the work commences. The work shall commence within days after the permits necessary to start work have been issued, the buyer has supplied the builder with a written notice of financing as described in paragraph V. Financing, and the buyer shall have supplied the builder with a correct statement of the recorded legal title of the property and the buyer’s interest in the property. Any time lost by reason of changes to the contract or changes in plans by the buyer, other acts of the buyer, strikes, weather conditions not reasonably anticipated, or any other condition not within the builder’s control shall be added to the specified time for completion. For any delays which are not the builder’s responsibility, the contract price shall increase by any increase in the builder’s costs caused by the delay. A claim for an increase in time for the performance of the contract, or an increase in the contract cost shall be made within days after the builder first recognizes the condition giving rise to the claim. V. Financing This contract is contingent upon the buyer obtaining a construction loan in the amount of $ dollars. All fees and expenses of obtaining a loan shall be borne by the buyer. The builder is not required to begin construction until the buyer provides the builder with written notice from the lender confirming the loan. VI. Contract Price FIRST OPTION: FIXED PRICE CONTRACT The buyer agrees to pay a total price of $ dollars to the builder for construction of the house, and the builder agrees to provide all the labor, materials, equipment, tools, and other services necessary to construct the house. Upon the signing of this contract, the buyer agrees to pay $ dollars to the builder as a deposit. The buyer will make the following interim payments: (List the amounts and number of the progress payments and what triggers them: for example, specific dates such as the first Monday of every month; or the start or the completion of specific construction events.) The buyer agrees to make a final payment in the amount of $ within days of the buyer’s final inspection and acceptance of the property (alternative language, such as: “within days after substantial completion”). The buyer is not entitled to possession until after final payment. SECOND OPTION: COST PLUS FEE The builder agrees to construct the house according to the plans. As consideration for the builder constructing the house, the buyer agrees to pay the builder’s full costs and expenses, plus a fixed fee of $ dollars. Upon signing the documents, the buyer will pay $ dollars as a deposit. Each (at the end of the week or month) the builder shall prepare for the buyer itemized statements of the costs and expenses incurred to date. The buyer will make a regular payment to the builder on (a regular recurring date such as the first Monday of each week) of the builder’s unpaid costs and expenses as stated in the most recent itemized statement. The builder’s costs and expenses include the following: All gross wages, employment benefits, costs of workers’ compensation, and unemployment insurance incurred by the builder as the cost of labor during the performance of this contract, plus all salaries for builder’s employees, but only to the extent that their time is spent on work required by this contract; The cost of all materials, supplies, and equipment consumed in this project, including the cost of delivery and transportation of materials; Rental charges consistent with those prevailing in the area for the use of machinery and equipment used at the construction site, whether owned by the builder or by others; All land costs associated with building this house, which are paid by the builder; All payments made by the builder for work performed according to subcontracts under this agreement; All costs incurred for safety and security at the job site; All costs incurred for building and code compliance; All landscaping and backfilling costs necessary under the contract documents; All builder’s risk and other insurance costs necessary under the contract documents; All soil fees and civil engineering fees necessary for this building project; All costs associated with differing site conditions. A differing site condition is a physical characteristic of the property that materially changes the construction techniques from those reasonably expected at the time of the contract. The buyer shall also pay to the builder a salary or hourly rate of $ for the builder’s actual hours spent on supervision of the construction of this house. The buyer will make a final payment of all amounts still owing within days of the buyer’s final inspection and acceptance of the property (alternative language, such as: “within days after substantial completion”). The buyer is not entitled to possession until after final payment. VII. Allowance Items Upon signing this contract, the buyer shall be given the selection guide that is incorporated by reference into paragraph II. Contract Documents to help the buyer select allowance items, materials, and colors that will be required during the construction process. Exterior selections must be made within days of signing this contract. Interior selections must be made within days of signing this contract. VIII. Late Payments Payments not made in a timely fashion shall incur daily interest at the rate of % from the day the payment is due. If the buyer fails to pay the builder within seven days of the date the payment is due, through no fault of the builder, the builder may stop work and may keep the job idle until such time as payments that are due to the builder are paid. If the builder chooses not to stop work after a payment delay, this is not to be construed as a waiver of his rights to stop work if future payments are delayed. All attorney fees incurred by the builder to collect sums owed by the buyer shall be paid by the buyer, together with interest at the rate of %. IX. Permits and Surveys The buyer shall obtain and furnish all necessary surveys describing the physical characteristics of the property, the location of all utilities, and the location of all easements to the building that are necessary to allow the builder to complete his performance. If additional easements are necessary to complete the work, the buyer shall obtain those easements promptly. If no soil report is available, the buyer shall provide one at his own expense. The builder shall obtain building permits, licenses, building inspections and approvals required by local law. If a covenant or architectural review committee requires the approval of plans and specifications, the buyer shall be responsible for obtaining these approvals and paying for any fees connected with them. X. Change Orders The buyer may order changes in the work within the terms of this contract, but only by a prior written order and agreement with the builder that states the changes to the contract, the amount of any additional cost, and the additional number of days to be added to the contract completion date. Any of the buyers may sign the change order and that signature will be binding upon all of the buyers. The buyers hereby agree to make all requests for change orders to the builder, and not to issue instructions to, or otherwise negotiate for additional or changed work specifications with, the builder’s employees or subcontractors. XI. Insurance and Risk Management The builder shall obtain all workers’ compensation, commercial general liability insurance and comprehensive liability insurance necessary to protect builder from claims for damages due to bodily injury, including death, and for damages to property that may arise out of and during operations under this contract. The buyer shall purchase his own liability insurance including fire and casualty insurance to the full insurable value of the house and shall name the builder as an additional insured. Each party shall issue a certificate of insurance to the other prior to the commencement of construction. XII. Access to the Property Site The buyer shall have access to the property and the right to inspect the work in the presence of the builder. If the buyer enters the property during the course of construction without the permission of the builder, he does so at his own risk, and the buyer hereby releases the builder and does hereby hold the builder harmless from any and all claims for injury or damage to his person or property, and to the person or property of any person accompanying the buyer. XIII. Inspection, Acceptance, Final Payment and Possession At the final inspection, the buyer will give the builder a signed and dated list that identifies any alleged deficiencies in the quality of the work or materials. The builder shall correct any items on the buyer’s list that are, in the good faith judgment of the builder, deficient in the quality of the work and/or materials according to the standards of construction in the area in which the house is built. The builder shall correct those defects within a reasonable period of time. After the defects have been corrected according to the standards of construction in the area in which the house is built, the buyer shall sign a certificate of acceptance acknowledging that the defects on the buyer's list have been corrected according to the standards of this contract. The builder shall provide the buyer with an affidavit stating that all materials and services for which a lien could be filed have been paid, or an affidavit identifying what services and materials for which a lien could be filed have not been paid, and swearing that such amounts will be paid from the proceeds of the final payment. (Some states give the property owners the right to withhold amounts for unpaid potential lienholders, and make those payments directly to those potential lienholders.) Occupancy will be granted to the buyer when the buyer makes a final inspection of the home, signs a certificate of acceptance, and makes the final payment. XIV. Warranties All warranties are limited to the implied warranties of habitability and workmanlike construction and are limited to a period of one year from the date of the issuance of a certificate of occupancy by the local building code enforcement authority. This limited warranty is the only express warranty provided by the builder. XV. Disputes Should any dispute arise relative to the performance of this contract that the parties cannot resolve, the dispute shall be referred to a single arbitrator acceptable to the builder and the buyer. If the builder and the buyer cannot agree upon an arbitrator, the dispute shall be referred to the American Arbitration Association for resolution. All attorney fees that shall be incurred in the resolution of disputes shall be the responsibility of the party not prevailing in the dispute. XVI. The Governing Law and Assignment This contract will be construed, interpreted, and applied according to the law of the state where the property is located. This contract shall not be assigned without the written consent of all parties. XVII. Effective Date and Signature This contract shall become effective on the date it is signed by both parties. We, the undersigned, have read, understood, and agree to each of the provisions of this contract and hereby acknowledge receipt of a copy of this contract. By: (Builder’s name) on behalf of (Builder’s company name) Title: Date: By: (Buyer) Date: By: (Buyer) Date: Attached Contract Documents: Final Contract 1. Plans and Specifications 2. Allowance Schedule (Describe and include any other documents that have been incorporated by reference into the contract.)

Tamil

கட்டிடம் ஒப்பந்த உடன்பாடு

Last Update: 2015-11-08
Subject: General
Usage Frequency: 1
Quality:

Reference:

English

CONTRACT TO BUILD A HOUSE AT I. Contract Parties Now comes (builder’s name) of (address) and (buyer’s name) of (address) to hereby agree to build a house on property located at (common address) and legally described as (Insert legal description here.) . II. Contract Documents The terms of this contract include all the documents specifically listed below, and constitute the entire terms of the agreement between the parties. The terms of this contract shall prevail over any conflicting provision in the documents incorporated by reference. 1. Architectural Plans and Drawings dated with number of pages is hereby incorporated into this document. 2. Specifications dated with number of pages is hereby incorporated into this document. 3. Schedule of Allowance Items dated with number of pages is hereby incorporated into this document. 4. Title of document – add any documents not included in the previous samples, delete any of the previous samples no longer needed dated with number of pages is hereby incorporated into this document. III. Building Plans FIRST OPTION: USE WHEN THE PLANS ARE SUPPLIED BY THE BUYERS The builder agrees to construct the home in accordance with the plans, including specifications and drawings, supplied by the buyer and incorporated by reference into paragraph II. Contract Documents. The builder assumes no responsibility or liability for defects in the design or engineering in these plans. The buyer represents to the builder that the buyer is the sole owner of the plans or has the legal right to use the plans. The buyer agrees to indemnify and hold the builder harmless for any copyright action which may be asserted as a result of the use of the plans. The buyer warrants that the plans are adequate and that the builder can rely on them. The buyer will be liable for any damages caused by defects in the plans, including, but not limited to, additional material costs, additional labor costs, pro rata overhead and profit. SECOND OPTION: USE WHEN THE PLANS ARE SUPPLIED BY THE BUILDER The builder has provided the plans, specifications and drawings which are incorporated by reference into paragraph II. Contract Documents, and which are to be used for the construction of the house. The builder makes no representation about the quality of these plans beyond those specifically provided in the warranties clause of this contract. IV. Completion Time Assuming all conditions are satisfied and weather permits, the work to be performed under the contract shall be substantially completed no later than days after the work commences. The work shall commence within days after the permits necessary to start work have been issued, the buyer has supplied the builder with a written notice of financing as described in paragraph V. Financing, and the buyer shall have supplied the builder with a correct statement of the recorded legal title of the property and the buyer’s interest in the property. Any time lost by reason of changes to the contract or changes in plans by the buyer, other acts of the buyer, strikes, weather conditions not reasonably anticipated, or any other condition not within the builder’s control shall be added to the specified time for completion. For any delays which are not the builder’s responsibility, the contract price shall increase by any increase in the builder’s costs caused by the delay. A claim for an increase in time for the performance of the contract, or an increase in the contract cost shall be made within days after the builder first recognizes the condition giving rise to the claim. V. Financing This contract is contingent upon the buyer obtaining a construction loan in the amount of $ dollars. All fees and expenses of obtaining a loan shall be borne by the buyer. The builder is not required to begin construction until the buyer provides the builder with written notice from the lender confirming the loan. VI. Contract Price FIRST OPTION: FIXED PRICE CONTRACT The buyer agrees to pay a total price of $ dollars to the builder for construction of the house, and the builder agrees to provide all the labor, materials, equipment, tools, and other services necessary to construct the house. Upon the signing of this contract, the buyer agrees to pay $ dollars to the builder as a deposit. The buyer will make the following interim payments: (List the amounts and number of the progress payments and what triggers them: for example, specific dates such as the first Monday of every month; or the start or the completion of specific construction events.) The buyer agrees to make a final payment in the amount of $ within days of the buyer’s final inspection and acceptance of the property (alternative language, such as: “within days after substantial completion”). The buyer is not entitled to possession until after final payment. SECOND OPTION: COST PLUS FEE The builder agrees to construct the house according to the plans. As consideration for the builder constructing the house, the buyer agrees to pay the builder’s full costs and expenses, plus a fixed fee of $ dollars. Upon signing the documents, the buyer will pay $ dollars as a deposit. Each (at the end of the week or month) the builder shall prepare for the buyer itemized statements of the costs and expenses incurred to date. The buyer will make a regular payment to the builder on (a regular recurring date such as the first Monday of each week) of the builder’s unpaid costs and expenses as stated in the most recent itemized statement. The builder’s costs and expenses include the following: All gross wages, employment benefits, costs of workers’ compensation, and unemployment insurance incurred by the builder as the cost of labor during the performance of this contract, plus all salaries for builder’s employees, but only to the extent that their time is spent on work required by this contract; The cost of all materials, supplies, and equipment consumed in this project, including the cost of delivery and transportation of materials; Rental charges consistent with those prevailing in the area for the use of machinery and equipment used at the construction site, whether owned by the builder or by others; All land costs associated with building this house, which are paid by the builder; All payments made by the builder for work performed according to subcontracts under this agreement; All costs incurred for safety and security at the job site; All costs incurred for building and code compliance; All landscaping and backfilling costs necessary under the contract documents; All builder’s risk and other insurance costs necessary under the contract documents; All soil fees and civil engineering fees necessary for this building project; All costs associated with differing site conditions. A differing site condition is a physical characteristic of the property that materially changes the construction techniques from those reasonably expected at the time of the contract. The buyer shall also pay to the builder a salary or hourly rate of $ for the builder’s actual hours spent on supervision of the construction of this house. The buyer will make a final payment of all amounts still owing within days of the buyer’s final inspection and acceptance of the property (alternative language, such as: “within days after substantial completion”). The buyer is not entitled to possession until after final payment. VII. Allowance Items Upon signing this contract, the buyer shall be given the selection guide that is incorporated by reference into paragraph II. Contract Documents to help the buyer select allowance items, materials, and colors that will be required during the construction process. Exterior selections must be made within days of signing this contract. Interior selections must be made within days of signing this contract. VIII. Late Payments Payments not made in a timely fashion shall incur daily interest at the rate of % from the day the payment is due. If the buyer fails to pay the builder within seven days of the date the payment is due, through no fault of the builder, the builder may stop work and may keep the job idle until such time as payments that are due to the builder are paid. If the builder chooses not to stop work after a payment delay, this is not to be construed as a waiver of his rights to stop work if future payments are delayed. All attorney fees incurred by the builder to collect sums owed by the buyer shall be paid by the buyer, together with interest at the rate of %. IX. Permits and Surveys The buyer shall obtain and furnish all necessary surveys describing the physical characteristics of the property, the location of all utilities, and the location of all easements to the building that are necessary to allow the builder to complete his performance. If additional easements are necessary to complete the work, the buyer shall obtain those easements promptly. If no soil report is available, the buyer shall provide one at his own expense. The builder shall obtain building permits, licenses, building inspections and approvals required by local law. If a covenant or architectural review committee requires the approval of plans and specifications, the buyer shall be responsible for obtaining these approvals and paying for any fees connected with them. X. Change Orders The buyer may order changes in the work within the terms of this contract, but only by a prior written order and agreement with the builder that states the changes to the contract, the amount of any additional cost, and the additional number of days to be added to the contract completion date. Any of the buyers may sign the change order and that signature will be binding upon all of the buyers. The buyers hereby agree to make all requests for change orders to the builder, and not to issue instructions to, or otherwise negotiate for additional or changed work specifications with, the builder’s employees or subcontractors. XI. Insurance and Risk Management The builder shall obtain all workers’ compensation, commercial general liability insurance and comprehensive liability insurance necessary to protect builder from claims for damages due to bodily injury, including death, and for damages to property that may arise out of and during operations under this contract. The buyer shall purchase his own liability insurance including fire and casualty insurance to the full insurable value of the house and shall name the builder as an additional insured. Each party shall issue a certificate of insurance to the other prior to the commencement of construction. XII. Access to the Property Site The buyer shall have access to the property and the right to inspect the work in the presence of the builder. If the buyer enters the property during the course of construction without the permission of the builder, he does so at his own risk, and the buyer hereby releases the builder and does hereby hold the builder harmless from any and all claims for injury or damage to his person or property, and to the person or property of any person accompanying the buyer. XIII. Inspection, Acceptance, Final Payment and Possession At the final inspection, the buyer will give the builder a signed and dated list that identifies any alleged deficiencies in the quality of the work or materials. The builder shall correct any items on the buyer’s list that are, in the good faith judgment of the builder, deficient in the quality of the work and/or materials according to the standards of construction in the area in which the house is built. The builder shall correct those defects within a reasonable period of time. After the defects have been corrected according to the standards of construction in the area in which the house is built, the buyer shall sign a certificate of acceptance acknowledging that the defects on the buyer's list have been corrected according to the standards of this contract. The builder shall provide the buyer with an affidavit stating that all materials and services for which a lien could be filed have been paid, or an affidavit identifying what services and materials for which a lien could be filed have not been paid, and swearing that such amounts will be paid from the proceeds of the final payment. (Some states give the property owners the right to withhold amounts for unpaid potential lienholders, and make those payments directly to those potential lienholders.) Occupancy will be granted to the buyer when the buyer makes a final inspection of the home, signs a certificate of acceptance, and makes the final payment. XIV. Warranties All warranties are limited to the implied warranties of habitability and workmanlike construction and are limited to a period of one year from the date of the issuance of a certificate of occupancy by the local building code enforcement authority. This limited warranty is the only express warranty provided by the builder. XV. Disputes Should any dispute arise relative to the performance of this contract that the parties cannot resolve, the dispute shall be referred to a single arbitrator acceptable to the builder and the buyer. If the builder and the buyer cannot agree upon an arbitrator, the dispute shall be referred to the American Arbitration Association for resolution. All attorney fees that shall be incurred in the resolution of disputes shall be the responsibility of the party not prevailing in the dispute. XVI. The Governing Law and Assignment This contract will be construed, interpreted, and applied according to the law of the state where the property is located. This contract shall not be assigned without the written consent of all parties. XVII. Effective Date and Signature This contract shall become effective on the date it is signed by both parties. We, the undersigned, have read, understood, and agree to each of the provisions of this contract and hereby acknowledge receipt of a copy of this contract. By: (Builder’s name) on behalf of (Builder’s company name) Title: Date: By: (Buyer) Date: By: (Buyer) Date: Attached Contract Documents: Final Contract 1. Plans and Specifications 2. Allowance Schedule (Describe and include any other documents that have been incorporated by reference into the contract.)

Tamil

கட்டிட ஒப்பந்த உடன்பாடு

Last Update: 2015-11-08
Subject: General
Usage Frequency: 8
Quality:

Reference:

English

Dear Richard, First of all I want to take this opportunity to wish you all the best for this New Year 2015 that is just around the corner, bringing with it an atmosphere of joy and happiness, but not only! As in what concerns you, Richard, the year 2015 will also mark an important period of change and transformation, a fresh start that will push you towards a path of happiness and stability in different areas of your life, and more precisely in your love life, career, financial success, family relations and all the areas of your life that you are concerned about at the moment. Richard, in many aspects the year 2015 will be a lot busier then several last years, and especially in the areas where talent and creative abilities are important. A lot of changes of the prior importance are going to happen in your life during the next coming months, which is due to powerful planetary movement happening in your natal chart and which is going to have numerous important repercussions, making 2015 unforgettable for you. Richard, of course I am going to explain to you in details everything that is going to happen and I have also worked on an outline of the sequence of the astrological events that are going to lead to these changes, however I would like to start with the explanation on how exactly I have been able to find out all these details. I have started with the in depth analysis of your personal astral configuration using your details, such as your date of birth 3rd January 1994, your astrological sign Capricorn and your place of birth tuticorin. This has allowed me to draw a picture of your natal chart and then to see what exactly is going to happen in your life, like for example the Mercury Retrograde happening at the very beginning of 2015. You should also be aware of Uranus being in Opposition to the Lunar Node, as this is going to bring some particular sensitive aspects into your everyday life. But I do not want to be too technique, Richard, as what is the most important for you is to know what repercussions all these planetary movements and shifts are going to have on your everyday life, and we are going to come to this point shortly. Richard, as you know I am used to be precise in my work and I always double check each and every statement and prediction I give you about your future in order to be sure you get the best out of all the opportunities that are waiting for you, and of course while working on this reading and to give you a broader picture of this important year 2015, Richard, I have completed the analysis of your natal chart with a numerological reading based on your name Richard, and also based on different other personal details you have provided me with. According to my analysis this year 2015 will be marked by an important peak point, that is going to be a start of a new period in different areas of your life, and this peak date is going to be particularly important in what concerns your love life, as the way you act and also the timing are going to define not only the short-term atmosphere in your romantic sphere , but also this period is going to have important repercussions for the next years to come and in the long-term period. This event is going to happen at the same time when Mercury is going to be in retrograde motion which coincides with the peak period according to your numerological analysis. Richard, it means that at this time in 2015 (I will need to look into it in more details later on), you will need to be in the right time and in the right place and also act in a very precise manner in order to seize this unique opportunity in your love life. Let me be direct with you Richard, this is your time! And you will need to take an important decision in regards to your love life during this crucial peak date that will define all the future course of your romantic relationships; the importance of this decision cannot be underestimated and it is completely unthinkable that you take it without being properly guided and informed. Richard, you should be aware of all the pitfalls and misunderstandings to choose what is the best for you and the stars can show you the way to how make the best choices, as yes, Richard, the planets will open the doors to happy and flourishing love life for you but it is up to you to pass through. Richard, but this is just the beginning of all the important changes that are going to happen in your life during the year 2015! Another area of your life where the influence of planetary shifts is going to have a huge impact will be your career path and professional environment, and this both according to you natal chart and also from the numerological point of view. This year 2015 will be very busy for you, Richard, as Jupiter is going through your 6th house, which is a promise of an important encounter with the person who is going to play a very important role in your professional life in the future. The next point which is important to emphasize for you, Richard, is that due to the very strong interaction between Jupiter going through your natal chart and taking into account the position of Mercury there is a strong link between your professional and career sector with the friendship, mutual understanding. It seems like success in one of them will nourish success in the other one. During 2015 you will meet a person (I cannot tell for now if you already know this person or not, this point needs to be explored in a more detailed report) that will push you towards an important opportunity in your career sector, and thus giving you the chance to find more friends in your professional environment, who in their turn will open more and more chances for further professional development. The crucial thing here is not to miss out this encounter with the person who will actually start this so-called "chain reaction" and for this you will need to be in the right place at the right time and act in a very precise manner, so that you can benefit from this chance to get your professional success to the next level! As you already know Richard, this encounter is going to happen during the peak period (which I have discovered for you according to the numerological analysis of your personal details) and I was so astonished to see that this peak period coincides with Mars entering your sign Capricorn, so you should absolutely not let this chance go by and benefit from positive influence of the planets to boost your life in different spheres! Moreover, I have clearly sensed that you have some kind of project on your mind, which you have been thinking about for some time already, and this year (let me mention, Richard, that it is going to be the year of Wooden Goat according to the Chinese astrology) will also be beneficial in terms of the realization of this project, as additional success and financial independence gained through career development, which I have just talked about, will give you a possibility to put more time and money into this particular project, so important for you. The negative aspect between Saturn and Uranus present in your astral sky since 2012 and which was blocking you to the certain degree, is going to shift, opening you the way towards new achievements. However you should be aware, that 2015 will set the basis for the future, as during this time you will absolutely need to start moving forward in order to get the results you are hoping to see some time later. Generally, this year will be very beneficial and lucky for you in all the areas of your life you are concerned about at the moment, including financial success. Richard, I can see that at the moment you are particularly worried about your financial situation and this point stands out clearly in your natal chart, and also it makes your worried not only about yourself, but also about some people that are very close to you and who are important to you, Richard. Let me reassure you, that during the peak period you will be able to completely change this situation. On one hand it will be due to the career progress we have talked about before, but on the other hand during the year 2015 you will have an important financial opportunity that you need to seize. However I cannot tell you more about this point simply because a more detailed study of your natal chart is necessary in order to identify all the lucky dates during this year, so that you do not pass by this unique chance to achieve prosperity. Richard, as you can see all the areas of your life are going to be touched by the important and crucial positive changes waiting for you in 2015, starting from your love life, your professional success, financial situation, family relations, friends, home and a lot more. On the page below that I have set up for you Richard you can discover more about what the next year has ins tore for you: https://www.the-astrology.com/orderforecast/Richard To summarize the most important changes that are going to happen in your life will be: -IN TERMS OF YOUR LOVE LIFE: you will need to take an important decision in your love life in regards to the situation you find yourself in at the moment, and this decision absolutely needs to be the right one for you, Richard, as it will define not only your immediate future in this area of your life, but it will also have important repercussions for the years to come. This decision needs to be taken having all the information at hand in order to avoid all the hidden pitfalls and to be sure you will be completely satisfied with your love life in the future. -IN WHAT CONCERNS YOUR PROFESSIONAL AREA: During 2015 you will have an opportunity to meet a person, who is going to play an important role in your professional and financial success in the future, as this person will open you the doors to the new professional opportunity. Besides this person will allow you to meet more people, who will become your friends and who will contribute to your career in different however always positive ways. -AS FOR YOUR FINANCIAL SITUATION: Richard, your financial situation is also going to changes, and there will be two main factors leading to important step forward and helping you to resolve your current issues, which are you professional success but also an important financial opportunity that is going to be presented to you during the next year. -AND MUCH MORE...: You will also make numerous positive changes in other areas of your life, like for example: you will have a chance to put into life a project you have on your mind, also it will be a period for your personal development and self-realization. Richard, I can clearly sense that you are very excited about all these changes and I know that you really need and deserve them, but at the same time you also know that the astrological influences can only open the doors and you and only you will be responsible for going through them! Yes, Richard, you will need to be alert and active and act in a very precise moment in order to make your dreams come true. I want to warn (as I am here for you and everything I am writing now is only in your best interest, dear friend), that if you just count on stars to do everything at your place, you risk missing out your chances and all the opportunities. I want you to understand, Richard, that you are the master of your destiny and astrological events only give you opportunities to make changes, they give you a choice now during the coming year 2015 to change your life for the better on different levels, but at the end what counts is your free will and you will decide if you grab this chance or just let it go. Richard, you need to start getting ready for this incredible year right now, you need to be ready to act and also you should have all the information in your disposition in order to know how, when and in which way to act to have all the chances on your side. So I am offering you my help and I will put all my experience and professionalism at your service, Richard, and on the link below you can find out how exactly I can help you:

Tamil

ஜோதிட

Last Update: 2015-03-05
Subject: General
Usage Frequency: 1
Quality:

Reference:
Warning: Contains invisible HTML formatting

English

your postal vote includes your ballot paper and a postal voting statement.

Tamil

தமிழ் மொழிபெயர்ப்பு சேவை இலவச ஆன்லைன் ஆங்கிலம்

Last Update: 2014-04-21
Subject: General
Usage Frequency: 1
Quality:

Reference:

English

From the shipper statement ., consignee had inform to shipper that the below msg from your side is not true

Tamil

கப்பல் ஏற்றுமதி செய்பவர் அறிக்கை. இருந்து, சரக்கு ஏற்று உங்கள் பக்கத்தில் இருந்து கீழே சேதி உண்மை இல்லை என்று கப்பல் ஏற்றுமதி செய்பவர் என்று அறிவித்தது

Last Update: 2013-10-17
Subject: General
Usage Frequency: 1
Quality:

Reference:

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