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fungsi pv_ anuiti () mengembalikan nilai semasa bagi anuiti atau aliran bayaran. sebagai contoh: tiket loteri "sejuta dolar" yang membayar $50, 000 setahun selama 20 tahun, dengan kadar faedah 5%, sebenarnya bernilai pv_ anuiti( 50000; 0. 05; 20) atau $623, 111. fungsi ini menganggap bayaran dibuat pada hujung setiap tempoh.
the pv_annuity() function returns the present value of an annuity or stream of payments. for example: a "million dollar" lottery ticket that pays $50,000 a year for 20 years, with an interest rate of 5%, is actually worth pv_annuity(50000; 0.05; 20) or $623,111. this function assumes that payments are made at the end of each period.