Last Update: 2013-05-12
Subject: History
Usage Frequency: 1
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Reference: Anonymous
Sinhalese New Year, generally known as Aluth Avurudda (Sinhala: අලුත් අවුරුද්ද) in Sri Lanka, is the new year of the Sinhalese people in Sri Lanka. It is a major anniversary celebrated by not only the Sinhalese people but by most Sri Lankans. The timing of the Sinhala New Year coincides with the new year celebrations of many traditional calendars of South and Southeast Asia. The festival has close semblance to the Tamil New year, Thai New year, Bengali New Year, Cambodian New Year, Lao New Year, Thingyan in Myanmar and Oriya New Year festival in India.[1] It is a public holiday in Sri Lanka. It is generally celebrated on 13 or 14 April.
According to Sinhalese astrology, New Year begins when the sun moves from Meena Rashiya (the house of Aries) to Mesha Rashiya. It also marks the end of the harvest and spring.
flaxseed
Last Update: 2013-05-28
Subject: General
Usage Frequency: 1
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Reference: Anonymous
The 2004 Indian Ocean earthquake was an undersea megathrust earthquake that occurred at 00:58:53 UTC on Sunday, 26 December 2004, with an epicentre off the west coast of Sumatra, Indonesia. The quake itself is known by the scientific community as the Sumatra–Andaman earthquake.[4][5] The resulting tsunami was given various names, including the 2004 Indian Ocean tsunami, South Asian tsunami, Indonesian tsunami, and the Boxing Day tsunami.
The earthquake was caused by subduction and triggered a series of devastating tsunamis along the coasts of most landmasses bordering the Indian Ocean, killing over 230,000 people in fourteen countries, and inundating coastal communities with waves up to 30 meters (98 ft) high.[6] It was one of the deadliest natural disasters in recorded history. Indonesia was the hardest-hit country, followed by Sri Lanka, India, and Thailand.
With a magnitude of Mw 9.1–9.3, it is the third largest earthquake ever recorded on a seismograph. The earthquake had the longest duration of faulting ever observed, between 8.3 and 10 minutes. It caused the entire planet to vibrate as much as 1 centimetre (0.4 inches)[7] and triggered other earthquakes as far away as Alaska.[8] Its epicentre was between Simeulue and mainland Indonesia.[9] The plight of the affected people and countries prompted a worldwide humanitarian response. In all, the worldwide community donated more than $14 billion (2004 US$) in humanitarian aid.[10]
Google
Last Update: 2013-05-06
Usage Frequency: 2
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Reference: Wikipedia
තේ යනු ශ්රීලංකාවේ ආර්ථිකයට ඍජුවම උපකාරවන ප්රධාන අපනයන භෝගයකි.නමුත් අද ලංකාවේ තේ වගාවට බලපෑම් කිහිපයක් එල්ලවී ඇත. ඉන් කිහිපයක්නම්. 1.ශ්රමිකයන් හිඟකම 2.නඩත්තු කටයුතු සඳහා විශාල පිරිවැයක් දැරීමට සිදුවීම 3.ඉතා හොඳ තත්වයේ තේ පැල සොයා ගැනීමට නොහැකිවීම. නමුත් අප ආයතනය මගින් තුන්වන ගැටලුව සඳහා විසඳුම් ලබාදීමට හැකිය.අපගේ දැක්ම වනුයේ මෙයයි.
What is title insurance?
Title Insurance What is title insurance? Title insurance is protection against loss arising from problems connected to the title of your property. It is likely that the property you purchased would have gone through several ownership changes.
Prior to purchase, the Land Registry records are "searched" to determine the previous ownership of the property, as well as prior dealings related to it. At closing the buyer expects property that is free and clear of such claims and so they have to be cleared up before purchasing.
Occasionally problems regarding title are not discovered before purchasing, or are not remedied before purchasing. Such defects can make the property less marketable when the buyer subsequently sells and, depending on the nature of the problem, can also cost money to remedy.
Am I required to purchase title insurance?
Title Insurance may be required if you need a mortgage, because mortgage lenders require such protection for an amount equal to the loan. It lasts until the loan is repaid. As with mortgage insurance, it protects the lender but you pay the premium, which is a single-payment made upfront.
Who is protected with title insurance?
Title insurance policies can be issued in favour of a new/resale purchaser, a lender, or both the purchaser and lender. Some of the risks that are frequently covered under a title insurance policy include: survey irregularities; claims due to fraud, forgery or duress; unregistered easements and rights of-way. For a risk to be covered usually it has to have existed as of the date of the policy. As with any type of insurance policy, certain types of risks such as environmental hazards might not be covered. Be sure to discuss with your lawyer what risks are covered and what are excluded.
When does the insurance coverage end?
When the title insurance covers the purchaser it remains in effect as long as the insured purchaser has title to the land. Some policies also protect those who receive title as a result of the purchaser's death or certain family members (e.g., a spouse or children) to whom the property may have been transferred for a nominal consideration.
When the title insurance covers the lender, the policy remains in effect as long as the mortgage remains on title. A lender covered under a title insurance policy is insured in the event the lender realizes on its security and suffers actual loss or damage with respect to a risk covered under the policy. Lenders are usually covered up to the principal amount of the mortgage.
The premium for title insurance is paid once (at the time of purchase). Generally speaking, in Sri Lanka the purchaser of the property pays for the title insurance, though there can be situations where the seller pays for it.
Protection and peace of mind
Title insurance can help ensure that a closing is not delayed due to defects in title. And, if an issue relating to title arises with respect to a risk covered under the policy, the title insurance covers the legal fees and expenses associated with defending the insured's title and pays in the event of loss.
Title Insurance What is title insurance? Title insurance is protection against loss arising from problems connected to the title of your property. It is likely that the property you purchased would have gone through several ownership changes.
Protection and peace of mind
Title insurance can help ensure that a closing is not delayed due to defects in title. And, if an issue relating to title arises with respect to a risk covered under the policy, the title insurance covers the legal fees and expenses associated with defending the insured's title and pays in the event of loss.
Last Update: 2013-03-08
Subject: General
Usage Frequency: 1
Quality:
Reference: Anonymous Warning: Contains invisible HTML formatting
BY KALAKEERTHI Edwin Ariyadasa
A success story, is, in effect, a celebration of a human triumph. By implication a "Success Story" invariably, records a victory over amassed odds, a confrontation of daunting challenges culminating in the assertion of one's indomitable courage and unswerving determination, in the face of all the obstacles placed on your path.
Sunna Deniya Gunadasa or better known as Dasa Mudalali
In the western world, especially in the United States of America, the avid admiration of "success stories" is very much a part of their national ethos and culture.
In a gesture of collective national daring, the United States of America, broke away from the tyrannical domination of the British Empire, and declared itself free and independent.
In that country, this national spirit manifests itself at individual level in the form of Success Stories of people, whose ascendancy marks epics of human endeavour. We uphold President Abraham Lincoln's legendary passage from the Log Cabin to the White House, as a success story par excellence.
In more recent times, President Jimmy Carter contributed his own Success Story to global annals of human achievement by occupying the White House, after beginning his career as a bare-foot lad selling peanuts in the streets.
A story like that of Dasa Mudalali, is topical at any time, as the human spirit is always in season. But, the 5th of September, confers a specially significant chronological setting, to cast a retrospective glance at the path he has trodden to reach this present state-since this day marks the 75th anniversary of his birth.
To be specific, the success story personified by the individual named "Dasa Mudalali" had its beginning in a village in the deep South.
The village of his birth Talalla, situated in the vicinity of Gandara, was not an elitist human center by any measure. The reach of poverty was extensively felt in that rural settlement.
S. D. Gunadasa, a stern realist does not make any attempt whatsoever, to glamorize the village of his birth.
He was the youngest of a family of three brothers and a sister his parents being S. D. Romanis Silva and Mrs. M. D. Kaluhamy. As a young person, he was to a very marked extent influenced by his mother. In her own way, his mother exhibited a capacity for methodical organisation of activities.
As he sees in retrospective hindsight, his mother's way of life her system of values constituted very much of a grammar of life for young Gunadasa.
In minor rural enterprises, specifically these focused on coir and related products - his mother took somewhat of a leading role, among the women-folk of the village. She possessed an inborn sensitivity to the concept of division of labour, allocating tasks to her group of village women.
Young Gunadasa, received his initial lessons in entrepreneurship from his mother, though her field of practice was a restricted village setting.
In later years of entrepreneurial maturity, he was able to apply his mother's theories and practices in trade and commerce, expanding them to befit extensive local and foreign business enterprises.
Today, Mr. Gunadasa displays two prominent facets in his character the outstanding businessman of unusual acumen and the humane social worker whose initiatives in welfare services are highly exemplary. Both these aspects of his personality, have been inspired by his mother's reaction to life.
He has childhood memories of his mother, taking a bagful of rice to Kataragama, cooking it herself and distributing it to pilgrims. This generosity of quite a minor scale, burgeoned in his own mature life, inspiring him to extend a generous hand of charity, even beyond our own shore.
In the vicinity of the Buddhist holy site of Buddha-Gaya, where the Supreme Buddha attained Enlightenment, some Indian villagers of limited means received generous assistance from Dasa Mudalali. What he learnt at the feet of his beloved mother, in the rural microcosm, he in turn, amplified to a wider entrepreneurial macrocosm, displaying his unusual genius in innovative business thinking.
The evolution of the success story, personified by Dasa Mudalali, followed, at the outset, a discernible pattern familiar to many a fortune seeker, from the South of Sri Lanka.
They generally look to the city of Colombo as the setting that will give flesh and blood to their dreams of success Dasa Mudalali's story gets elevated into a special category, because of the refinements he was able to infuse to this general pattern of migrations from the South.
As he was growing up, his elder brothers had already migrated to the cosmopolis' Dasa Mudalai - little Gunadasa to be more specific - felt instinctively that it was in Colombo that his destiny lay. He had only to followed the path taken by his elder brothers, and reach his El Dorado.
His character traits, imparted a dramatic touch to his exit from the village of his childhood. His initial schooling took place in a school at Gandara - not very far from his home, Talalla the budding entrepreneur asserted his trading genius at this early stage itself.
He would sell such essentials of school - life, as pencils, papers, exercise books, etc., to his fellow students, earning a modicum of pocket-money.
But, with all that, he excelled in his studies, earning "double- promotions". In compensation he was made the Class Monitor, responsible for the discipline of his class-mates. This led to a dramatic turn in his educational career.
The Class-teacher had been given an unflattering nick-name by the school-children. One day the teacher put the class in the charge of Gunadasa the Monitor and went away for a brief while. Utilizing the opportunity to the hilt, Monitor Gunadasa too left the class to attend to his trade matters.
The teacher returned to the class and opened the drawer of his table. To his anger and chagrin, a cat jumped out of the drawer.
Stung by this prank, the teacher vented his wrath on the Monitor, who had to endure a heavy dose of caning. Gunadasa gathered his books, ran out of the class, jumped over the school wall registering his exit from the school, education and the village.
The city of Colombo put his life to a severe test. He began his career in business as a pavement hawker. He would display such sundry items as shirts, vests etc earning a meager income. But, even at that early stage his mind was methodical.
At the end of a day's sales he would put down details of his transactions in an exercise book. He would register his income, expenditure and profits in separate columns. If he had earned a profit, he would allow himself the luxury of a 60 cent "Buriyani" dinner.
There were days when he would keep the commodities he has to sell in a basket, and would roam the city streets with that basket on his head.
Through all this he possessed a clear vision. Guided by this inner light, he gradually upgraded his business activities. He began to go on his sales rounds, pushing a cart full of goods. As he was barefoot, he trod the grassy edges of the road, while pushing the cart along the hot asphalt road.
When he acquired his own business premises, he turned his attention to the setting up of Sri Lanka's first-ever Super Market and Department Store. At this time, the country had not even thought in terms of Super Markets.
This was a business concept whose time had unerringly come. He knew that the shopper would appreciate a facility of this nature, where he could make his purchases in an atmosphere of glamour and luxury.
His marriage to a village lass from his own original home area, strengthened his personal life.
As his business flourished, he recognized a duty most others of his calibre would easily overlook. this is the welfare of his employees. He provided them free meals, lodging facilities and he even set up a free barber salon for his workers.
His entrepreneurial thinking has always been innovative. He is Sri Lanka's pioneer garment manufacturer. His products acquired a prestigious place in local and foreign markets. Today "brand cultivation", is a foremost preoccupation in the world of modern marketing.
The shirt he manufactured under the brand name "Duro" was readily accepted in prestigious markets of the world - including those of the USA and Europe.
The quality of his brands of shirts was so impressive, that, he received the franchise to manufacture shirts under the renowned label of "Pierre- Cardin."
As his fortunes improved, he turned his attention emphatically to social and religious services. He did not believe in those religious services done in bits and pieces by some affluent persons who need to display their generosity.
S.D. Gunadasa, as his usual preoccupation with method and system, formulated a welfare package calculated to upgrade and develop Sri Lanka's rural sector.
Described as "Gasiri Udawa", this was a plan for the holistic development of our villages. His vision in this area has been to establish institutions for all stages of life.
He invested in Maternity Homes. He provided pre-school facilities. Remembering the helplessness of the sunset days of life, he had old-folks' homes set up.
A special flavour is imparted to his success story by his numerous religious services. In very recent times, he donated an ornate door to the Temple of the Sacred Tooth Relic. The records of his religious activities would fill several volumes.
Looking back upon his seventy-five years of fruitful life DASA Mudalali feels that his childhood ended at the age of nine. It was at that age, that he made his tryst with destiny, by leaving the village of his birth, to migrate to Colombo.
But, after all those entrepreneurial and humane triumphs, the intimate memories of his childhood, still remain etched in the depths of his soul.
He is determined to do the best he can to alleviate rural suffering, so that others may not have to suffer the kind of childhood privation he had to endure.
His achievement should be made widely known, since the children of Sri Lanka do not have home-grown role-models to inspire them.
When he was born way back, on the fifth of September 1931, it could very well have turned out to be the arrival of yet another under-privileged village infant. But, he possessed the timbre of character to wrestle with destiny and to elevate his career into a success story.
Affection to the family is a praiseworthy trait, his experience teaches to the children of the present day. He remembers how his mother would tearfully hug him, after punishing him for some mischievous deed. his elder brother and his elder sister were equally concerned with his well-being.
He, of cause, had his quota of childhood mischief. He would climb a tree and threaten to jump, if his brothers and sister did not pay the "ransom" (perhaps of five cents) he demanded to climb down.
Promising to meet the demand, they will coax him to climb down safely. But, once he was safely down, they were quite likely to pay only a part of the money he demanded!
In the course of his distinguished entrepreneurial career, he dealt with people of all walks of life. Rulers from various parties, political leaders professing a diversity of views, religious persons and common-folk were among those he kept company with.
He contributed to the national field of trade and commerce, with a deep sense of consumer independence, making the consumer king.
What is remarkable is that, this relatively unsophisticated lad from the village could revolutionize the field of trade by being the pioneer to introduce the Super-market and Department Stores systems to Sri Lanka.
Even when you cast a casual glance at his success story, it is undoubtedly material of legend.
As he reaches seventy-five, he is sill busy administering and overseeing the enterprises under him.
But, displaying his exceptionally humane refinement, in the midst of all that, he spends quality hours with his children and grand-children.
I am quite certain, that displaying our in-born sense of gratitude, the people of Sri Lanka will not at all fail to recognize the stature of this home-grown success story
BY KALAKEERTHI Edwin Ariyadasa
A success story, is, in effect, a celebration of a human triumph. By implication a "Success Story" invariably, records a victory over amassed odds, a confrontation of daunting challenges culminating in the assertion of one's indomitable courage and unswerving determination, in the face of all the obstacles placed on your path.
Sunna Deniya Gunadasa or better known as Dasa Mudalali
In the western world, especially in the United States of America, the avid admiration of "success stories" is very much a part of their national ethos and culture.
In a gesture of collective national daring, the United States of America, broke away from the tyrannical domination of the British Empire, and declared itself free and independent.
In that country, this national spirit manifests itself at individual level in the form of Success Stories of people, whose ascendancy marks epics of human endeavour. We uphold President Abraham Lincoln's legendary passage from the Log Cabin to the White House, as a success story par excellence.
In more recent times, President Jimmy Carter contributed his own Success Story to global annals of human achievement by occupying the White House, after beginning his career as a bare-foot lad selling peanuts in the streets.
A story like that of Dasa Mudalali, is topical at any time, as the human spirit is always in season. But, the 5th of September, confers a specially significant chronological setting, to cast a retrospective glance at the path he has trodden to reach this present state-since this day marks the 75th anniversary of his birth.
To be specific, the success story personified by the individual named "Dasa Mudalali" had its beginning in a village in the deep South.
The village of his birth Talalla, situated in the vicinity of Gandara, was not an elitist human center by any measure. The reach of poverty was extensively felt in that rural settlement.
S. D. Gunadasa, a stern realist does not make any attempt whatsoever, to glamorize the village of his birth.
He was the youngest of a family of three brothers and a sister his parents being S. D. Romanis Silva and Mrs. M. D. Kaluhamy. As a young person, he was to a very marked extent influenced by his mother. In her own way, his mother exhibited a capacity for methodical organisation of activities.
As he sees in retrospective hindsight, his mother's way of life her system of values constituted very much of a grammar of life for young Gunadasa.
In minor rural enterprises, specifically these focused on coir and related products - his mother took somewhat of a leading role, among the women-folk of the village. She possessed an inborn sensitivity to the concept of division of labour, allocating tasks to her group of village women.
Young Gunadasa, received his initial lessons in entrepreneurship from his mother, though her field of practice was a restricted village setting.
In later years of entrepreneurial maturity, he was able to apply his mother's theories and practices in trade and commerce, expanding them to befit extensive local and foreign business enterprises.
Today, Mr. Gunadasa displays two prominent facets in his character the outstanding businessman of unusual acumen and the humane social worker whose initiatives in welfare services are highly exemplary. Both these aspects of his personality, have been inspired by his mother's reaction to life.
He has childhood memories of his mother, taking a bagful of rice to Kataragama, cooking it herself and distributing it to pilgrims. This generosity of quite a minor scale, burgeoned in his own mature life, inspiring him to extend a generous hand of charity, even beyond our own shore.
In the vicinity of the Buddhist holy site of Buddha-Gaya, where the Supreme Buddha attained Enlightenment, some Indian villagers of limited means received generous assistance from Dasa Mudalali. What he learnt at the feet of his beloved mother, in the rural microcosm, he in turn, amplified to a wider entrepreneurial macrocosm, displaying his unusual genius in innovative business thinking.
The evolution of the success story, personified by Dasa Mudalali, followed, at the outset, a discernible pattern familiar to many a fortune seeker, from the South of Sri Lanka.
They generally look to the city of Colombo as the setting that will give flesh and blood to their dreams of success Dasa Mudalali's story gets elevated into a special category, because of the refinements he was able to infuse to this general pattern of migrations from the South.
As he was growing up, his elder brothers had already migrated to the cosmopolis' Dasa Mudalai - little Gunadasa to be more specific - felt instinctively that it was in Colombo that his destiny lay. He had only to followed the path taken by his elder brothers, and reach his El Dorado.
His character traits, imparted a dramatic touch to his exit from the village of his childhood. His initial schooling took place in a school at Gandara - not very far from his home, Talalla the budding entrepreneur asserted his trading genius at this early stage itself.
He would sell such essentials of school - life, as pencils, papers, exercise books, etc., to his fellow students, earning a modicum of pocket-money.
But, with all that, he excelled in his studies, earning "double- promotions". In compensation he was made the Class Monitor, responsible for the discipline of his class-mates. This led to a dramatic turn in his educational career.
The Class-teacher had been given an unflattering nick-name by the school-children. One day the teacher put the class in the charge of Gunadasa the Monitor and went away for a brief while. Utilizing the opportunity to the hilt, Monitor Gunadasa too left the class to attend to his trade matters.
The teacher returned to the class and opened the drawer of his table. To his anger and chagrin, a cat jumped out of the drawer.
Stung by this prank, the teacher vented his wrath on the Monitor, who had to endure a heavy dose of caning. Gunadasa gathered his books, ran out of the class, jumped over the school wall registering his exit from the school, education and the village.
The city of Colombo put his life to a severe test. He began his career in business as a pavement hawker. He would display such sundry items as shirts, vests etc earning a meager income. But, even at that early stage his mind was methodical.
At the end of a day's sales he would put down details of his transactions in an exercise book. He would register his income, expenditure and profits in separate columns. If he had earned a profit, he would allow himself the luxury of a 60 cent "Buriyani" dinner.
There were days when he would keep the commodities he has to sell in a basket, and would roam the city streets with that basket on his head.
Through all this he possessed a clear vision. Guided by this inner light, he gradually upgraded his business activities. He began to go on his sales rounds, pushing a cart full of goods. As he was barefoot, he trod the grassy edges of the road, while pushing the cart along the hot asphalt road.
When he acquired his own business premises, he turned his attention to the setting up of Sri Lanka's first-ever Super Market and Department Store. At this time, the country had not even thought in terms of Super Markets.
This was a business concept whose time had unerringly come. He knew that the shopper would appreciate a facility of this nature, where he could make his purchases in an atmosphere of glamour and luxury.
His marriage to a village lass from his own original home area, strengthened his personal life.
As his business flourished, he recognized a duty most others of his calibre would easily overlook. this is the welfare of his employees. He provided them free meals, lodging facilities and he even set up a free barber salon for his workers.
His entrepreneurial thinking has always been innovative. He is Sri Lanka's pioneer garment manufacturer. His products acquired a prestigious place in local and foreign markets. Today "brand cultivation", is a foremost preoccupation in the world of modern marketing.
The shirt he manufactured under the brand name "Duro" was readily accepted in prestigious markets of the world - including those of the USA and Europe.
The quality of his brands of shirts was so impressive, that, he received the franchise to manufacture shirts under the renowned label of "Pierre- Cardin."
As his fortunes improved, he turned his attention emphatically to social and religious services. He did not believe in those religious services done in bits and pieces by some affluent persons who need to display their generosity.
S.D. Gunadasa, as his usual preoccupation with method and system, formulated a welfare package calculated to upgrade and develop Sri Lanka's rural sector.
Described as "Gasiri Udawa", this was a plan for the holistic development of our villages. His vision in this area has been to establish institutions for all stages of life.
He invested in Maternity Homes. He provided pre-school facilities. Remembering the helplessness of the sunset days of life, he had old-folks' homes set up.
A special flavour is imparted to his success story by his numerous religious services. In very recent times, he donated an ornate door to the Temple of the Sacred Tooth Relic. The records of his religious activities would fill several volumes.
Looking back upon his seventy-five years of fruitful life DASA Mudalali feels that his childhood ended at the age of nine. It was at that age, that he made his tryst with destiny, by leaving the village of his birth, to migrate to Colombo.
But, after all those entrepreneurial and humane triumphs, the intimate memories of his childhood, still remain etched in the depths of his soul.
He is determined to do the best he can to alleviate rural suffering, so that others may not have to suffer the kind of childhood privation he had to endure.
His achievement should be made widely known, since the children of Sri Lanka do not have home-grown role-models to inspire them.
When he was born way back, on the fifth of September 1931, it could very well have turned out to be the arrival of yet another under-privileged village infant. But, he possessed the timbre of character to wrestle with destiny and to elevate his career into a success story.
Affection to the family is a praiseworthy trait, his experience teaches to the children of the present day. He remembers how his mother would tearfully hug him, after punishing him for some mischievous deed. his elder brother and his elder sister were equally concerned with his well-being.
He, of cause, had his quota of childhood mischief. He would climb a tree and threaten to jump, if his brothers and sister did not pay the "ransom" (perhaps of five cents) he demanded to climb down.
Promising to meet the demand, they will coax him to climb down safely. But, once he was safely down, they were quite likely to pay only a part of the money he demanded!
In the course of his distinguished entrepreneurial career, he dealt with people of all walks of life. Rulers from various parties, political leaders professing a diversity of views, religious persons and common-folk were among those he kept company with.
He contributed to the national field of trade and commerce, with a deep sense of consumer independence, making the consumer king.
What is remarkable is that, this relatively unsophisticated lad from the village could revolutionize the field of trade by being the pioneer to introduce the Super-market and Department Stores systems to Sri Lanka.
Even when you cast a casual glance at his success story, it is undoubtedly material of legend.
As he reaches seventy-five, he is sill busy administering and overseeing the enterprises under him.
But, displaying his exceptionally humane refinement, in the midst of all that, he spends quality hours with his children and grand-children.
I am quite certain, that displaying our in-born sense of gratitude, the people of Sri Lanka will not at all fail to recognize the stature of this home-grown success story
Last Update: 2013-06-03
Subject: General
Usage Frequency: 1
Quality:
Reference: Anonymous Warning: Contains invisible HTML formatting