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"ART. 58. Instrument for Salary or Wage Deduction. – (1) A member of a cooperative may, notwithstanding the provisions of existing laws to the contrary, execute an instrument in favor of the cooperative authorizing his employer to deduct from his/her salary or wages, commutation of leave credits and any other monetary benefits payable to him by the employer and remit such amount as maybe specified in satisfaction of a debt or other demand due from the member to the cooperative.
"(2) Upon the execution of such instrument and as may be required by the cooperative contained in a written request, the employer shall make the deduction in accordance with the agreement and deduction in accordance with the agreement and remit forthwith the amount so deducted within ten (10) days after the end of the payroll month to the cooperative. The employer shall make the deduction for as long as such debt or other demand remains unpaid by the employee.
"(3) The term "employer" as used in this article shall include all private firms and the national and local governments and government-owned or controlled corporations who have under their employer a member of a cooperative and have agreed to carry out the terms of the instrument mentioned in paragraphs (1) and (2) of this article.
"(4) The provisions of this article shall apply to all similar agreements referred to in paragraph (1) and were enforced prior to the approval of this Code.
"(5) Notwithstanding the provisions of existing laws to the contrary, the responsibilities of the employer as stated in paragraphs (1) and (2) of this articles shall be mandatory: Provided, That in the case of private employer, the actual and reasonable cost deducting and remitting maybe collected.
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(1) Nearly five hundred years ago the Celestially August, the Son of Heaven, Yong-Lo, of the “Illustrious” or Ming dynasty, commanded the worthy official Kouan-Yu that he should have a bell made of such size that the sound thereof might be heard for one hundred li. And he further ordained that the voice of the bell should be strengthened with brass, and deepened with gold, and sweetened with silver; and that the face and the great lips of it should be graven with blessed sayings from the sacred books, and that it should be suspended in the centre of the imperial capital to sound through all the many-coloured ways of the City of Pe-King.
(2) Therefore the worthy mandarin Kouan-Yu assembled the master-moulders and the renowned bellsmiths of the empire, and all men of great repute and cunning in foundry work; and they measured the materials for the alloy, and treated them skilfully, and prepared the moulds, the fires, the instruments, and the monstrous melting-pot for fusing the metal. And they laboured exceedingly, like giants neglecting only rest and sleep and the comforts of life; toiling both night and day in obedience to Kouan-Yu, and striving in all things to do the behest of the Son of Heaven.
(3) But when the metal had been cast, and the earthen mould separated from the glowing casting, it was discovered that, despite their great labour and ceaseless care, the result was void of worth; for the metals had rebelled one against the other—the gold had scorned alliance with the brass, the silver would not mingle with the molten iron. Therefore the moulds had to be once more prepared, and the fires rekindled, and the metal remelted, and all the work tediously and toilsomely repeated. The Son of Heaven heard and was angry, but spake nothing.
(4) A second time the bell was cast, and the result was even worse. Still the metals obstinately refused to blend one with the other; and there was no uniformity in the bell, and the sides of it were cracked and fissured, and the lips of it were slagged and split asunder; so that all the labour had to be repeated even a third time, to the great dismay of Kouan-Yu. And when the Son of Heaven heard these things, he was angrier than before; and sent his messenger to Kouan-Yu with a letter, written upon lemon-coloured silk and sealed with the seal of the dragon, containing these words:
(5) “From the Mighty Young-Lo, the Sublime Tait-Sung, the Celestial and August, whose reign is called ‘Ming,’ to Kouan-Yu the Fuh-yin: Twice thou hast betrayed the trust we have deigned graciously to place in thee; if thou fail a third time in fulfilling our command, thy head shall be severed from thy neck. Tremble, and obey!”
(6) Now, Kouan-Yu had a daughter of dazzling loveliness whose name—Ko-Ngai—was ever in the mouths of poets, and whose heart was even more beautiful than her face. Ko-Ngai loved her father with such love that she had refused a hundred worthy suitors rather than make his home desolate by her absence; and when she had seen the awful yellow missive, sealed with the Dragon-Seal, she fainted away with fear for her father’s sake. And when her senses and her strength returned to her, she could not rest or sleep for thinking of her parent’s danger, until she had secretly sold some of her jewels, and with the money so obtained had hastened to an astrologer, and paid him a great price to advise her by what means her father might be saved from the peril impending over him. So the astrologer made observations of the heavens, and marked the aspect of the Silver Stream (which we call the Milky Way), and examined the signs of the Zodiac—the Hwang-tao, or Yellow Road—and consulted the table of the Five Hin, or Principles of the Universe, and the mystical books of the alchemists. And after a long silence, he made answer to her, saying: “Gold and brass will never meet in wedlock, silver and iron never will embrace, until the flesh of a maiden be melted in the crucible; until the blood of a virgin be mixed with the metals in their fusion.” So Ko-Ngai returned home sorrowful at heart; but she kept secret all that she had heard, and told no one what she had done.
(7) At last came the awful day when the third and last effort to cast the great bell was to be made; and Ko-Ngai, together with her waiting-woman, accompanied her father to the foundry, and they took their places upon a platform overlooking the toiling of the moulders and the lava of liquefied metal. All the workmen wrought at their tasks in silence; there was no sound heard but the muttering of the fires. And the muttering deepened into a roar like the roar of typhoons approaching, and the blood-red lake of metal slowly brightened like the vermilion of a sunrise, and the vermilion was transmuted into a radiant glow of gold, and the gold whitened blindingly, like the silver face of a full moon. Then the workers ceased to feed the raving flame, and all fixed their eyes upon the eyes of Kouan-Yu; and Kouan-Yu prepared to give the signal to cast.
(8) But ere ever he lifted his finger, a cry caused him to turn his head and all heard the voice of Ko-Ngai sounding sharply sweet as a bird’s song above the great thunder of the fires—“For thy sake, O my father!” And even as she cried, she leaped into the white flood of metal; and the lava of the furnace roared to receive her, and spattered monstrous flakes of flame to the roof, and burst over the verge of the earthen crater, and cast up a whirling fountain of many-coloured fires, and subsided quakingly, with lightnings and with thunders and with mutterings.
(9) Then the father of Ko-Ngai, wild with his grief, would have leaped in after her, but that strong men held him back and kept firm grasp upon him until he had fainted away, and they could bear him like one dead to his home. And the serving-woman of Ko-Ngai, dizzy and speechless for pain, stood before the furnace, still holding in her hands a shoe, a tiny, dainty shoe, with embroidery of pearls and flowers—the shoe of her beautiful mistress that was. For she had sought to grasp Ko-Ngai by the foot as she leaped, but had only been able to clutch the shoe, and the pretty shoe came off in her hand; and she continued to stare at it like one gone mad.
(10) But in spite of all these things, the command of the Celestial and August had to be obeyed, and the work of the moulders to be finished, hopeless as the result might be. Yet the glow of the metal seemed purer and whiter than before; and there was no sign of the beautiful body that had been entombed therein. So the ponderous casting was made; and lo! when the metal had become cool, it was found that the bell was beautiful to look upon and perfect in form, and wonderful in colour above all other bells. Nor was there any trace found of the body of Ko-Ngai; for it had been totally absorbed by the precious alloy, and blended with the well-blended brass and gold, with the intermingling of the silver and the iron. And when they sounded the bell, its tones were found to be deeper and mellower and mightier than the tones of any other bell, reaching even beyond the distance of one hundred li, like a pealing of summer thunder; and yet also like some vast voice uttering a name, a woman’s name, the name of Ko-Ngai.
And still, between each mighty stroke there is a long low moaning heard; and ever the moaning ends with a sound of sobbing and of complaining, as though a weeping woman should murmur, “Hiai!” And still, when the people hear that great golden moan they keep silence, but when the sharp, sweet shuddering comes in the air, and the sobbing of “Hiai!” then, indeed, do all the Chinese mothers in all the many-coloured ways of Pe-King whisper to their little ones: “Listen! that is Ko-Ngai crying for her shoe! That is Ko-Ngai calling for her shoe!”
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consularSPECIAL POWER OF ATTORNEY
KNOW ALL MEN BY THESE PRESENTS:
I/We, MR. JOEDEL BELMONTE MALAPO, Filipino, Single, of legal age/s, with postal address at #1818 Upo Napico Street, Manggahan
1611 Pasig City, do hereby name, constitute and appoint SANDRA OLAVERA NARON, Filipino, Single, of legal age, residing at #1818 Upo Napico
Street, Manggahan 1611 Pasig City whose specimen signature appears below, to be my/our true and lawful Attorney-in-fact, for me/us and in
my/our name/s, place and stead, and for my/our own use and benefit to do the following acts and deeds:
1. To acquire the property in paragraph 3 presently covered by Condominium/Transfer Certificate of Title No. ________________ under the name of
PROPERTY COMPANY OF FRIENDS INC. and to be registered and transferred in name/s of SANDRA OLAVERA NARON.
2. To apply for, negotiate, and obtain a loan from BDO UNIBANK, Inc (“the Bank”) in the principal amount not exceeding (PHP 1,357,300.xx) ONLY,
Philippine Currency, (the “Loan”), or any such higher amount as may be approved by the Bank ,at such terms and conditions as may be agreed by
my attorney-in-fact with the Bank:
3. To encumber or assign and convey by way of FIRST MORTGAGE unto the Bank, its successors and assigns my/our property/ies described below,
including its appurtenant parking space, laundry area, drying area, ledge, garden area, balcony, if any, as security for the prompt payment of the
Loan, including its renewals, extensions, rescheduling, restructuring, reavailments or amendments thereof:
Location Current TCT/ CCT No.,
Registry of Deeds & Registered Owner
To be transferred to
Block 11 Lot 3 Kensington 6 Barangay
Navarro, General Trias, Cavite
Province of Cavite
PROPERTY COMPANY OF FRIENDS INC.
SANDRA OLAVERA NARON
4. To indicate, confirm and instruct the Bank on the mode of payment for my/our above Loan, including without limitation, to authorize the Bank to
automatically debit from my/our account with the Bank’s __________________ Branch under Account No. __________________
(the “Account”) for any and all payments/amounts which may be due from me/us under the said Loan and/or the facility obtained in accordance with
paragraph 8 below, as my/our attorney-in-fact may deem appropriate or necessary;
5. To make, sign, execute, and deliver contracts, documents, agreements, and other writings of whatever nature or kind, such as but not limited to
Promissory Note(s), the Deed of Real Estate Mortgage / Mortgage Loan Agreement, Deed of Undertaking, Automatic Debit Authority and all other
documents (including without limitation, the enrollment form for any Mortgage Redemption/Credit Life Insurance or other bond/insurance
requirements and/or any renewal thereof, and such petitions, warranties, representations and undertakings in relation to the condition of the
foregoing property and the delivery of title over the same to the Bank, free and clear from any liens and encumbrances), with the Bank any and all
third persons, concerns, or entities, as may be necessary or proper in connection with the foregoing upon the terms and conditions as my/our said
Attorney-in-fact may, in his / her discretion, deem to be in my/our best interest:
6. To duly receive on my/our behalf the proceeds of the said Loan as well as legal notices or processes directed to me/us in the event of foreclosure
or other satisfaction of the suit premised on the Deed of Real Estate Mortgage / Mortgage Loan Agreement or any other document, warranty,
agreement to be executed by my/our Attorney-in-fact in favor of the Bank as security for the aforesaid Loan:
7. To claim from the Bank, upon full payment of the credit accommodations / facilities for which my/our property stands as collateral, the Owner’s
Duplicate Copy of title aforementioned.
8. To obtain a facility from the Bank in such amount as may be necessary to pay for the insurance policy such as but not limited to mortgage
redemption/credit life insurance and fire insurance policy, procured in connection with the Loan, and to sign, execute and deliver application forms,
contracts, documents, and agreements, as may be necessary or proper in connection with the facility to be obtained at such terms and conditions as
my/our said Attorney-in-fact may, in his/her discretion, deem to be proper, and to claim and receive from the Bank any and all documents in relation
to the insurance policy procured and/or facility obtained.
9. To cancel any lien / encumbrance such as but not limited to Sec. 4, Rule 74 of the Revised Rules of Court (Heirs' and / or Creditors' Lien), Sec. 7 of
Republic Act No. 26 (An Act Providing A Special Procedure For The Reconstitution of Torrens Certificates of Title Lost or Destroyed), and / or prior
mortgage annotations, if any.
10. To do and perform any and all acts necessary for the faithful execution of the foregoing acts and deeds.
HEREBY GIVING AND GRANTING unto my/our said Attorney-in-fact full power and authority to do and perform all and every act and thing
whatsoever requisite and necessary to be done in and about the premises, as fully to all intents and purposes as I might or could lawfully do if
personally present, and hereby ratifying and confirming all that my/our said attorney-in-fact has done, shall lawfully do or cause to be done by virtue
of these presents.
This Special Power of Attorney shall be valid and subsisting and shall remain in full force and effect unless otherwise revoked or amended
by me in writing and duly served upon the Bank.
IN WITNESS WHEREOF, I have hereunto set my hand this day of _________________ at _______________________.
JOEDEL BELMONTE MALAPO
SANDRA OLAVERA NARON
SIGNED IN THE PRESENCE OF:
STEPHANIE JOY M YAO
ACKNOWLEDGMENT AND CERTIFICATE OF OATH
REPUBLIC OF THE PHILIPPINES) S.S.
BEFORE ME, a Notary Public for and in the above jurisdiction personally appeared:
Name Competent Evidence of Identity Date & Place Issued
JOEDEL BELMONTE MALAPO 409-792-012-000 TIN
SANDRA OLAVERA NARON 427-167-706-000 TIN
Personally known to or identified by me to be the same person/s who executed the foregoing instrument and he / she / they acknowledged to me that
their signature on the instrument was voluntarily affixed for the purposes stated therein, the same is his / her / their own free and voluntary act and
deed and they were duly authorized to sign for the person/s or Corporation/s herein represented, and he / she / they further made oath as to the
truth of the representation and warranties thereof.
This instrument consisting of _________ (___) pages, including this page on which the Acknowledgment is written, has been signed by the party
and their instrumental witnesses on each and every page thereof and relates to a Special Power of Attorney granted in favor of
WITNESS MY HAND AND NOTARIAL SEAL on this day of ______________________________ at ____________________________________
Doc. No. _____________;
Page No. _____________; NOTARY PUBLIC
Book No. _____________;
Series of _____________;ized
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Lord, make me an instrument of Your peace;Where there is hatred, let me sow love;Where there is injury, pardon;Where there is discord, harmony;Where there is error, truth;Where there is doubt, faith;Where there is despair, hope;Where there is darkness, light;And where there is sadness, joy.O Divine Master, Grant that I may not so much seekTo be consoled as to console;To be understood as to understand;To be loved as to love.For it is in giving that we receive;It is in pardoning that we are pardoned;And it is in dying that we are born to eternal life.
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