Je was op zoek naar: lender if borrower (Engels - Chinees (Vereenvoudigd))

loan guarantee schemes are set up by governments and international financial institutions such as the international finance corporation with the purpose of covering some portion of the losses incurred if borrowers default on loans, thus reducing the perceived risk of smes to the lending institutions.
20. 借贷担保计划是由各国政府及诸如国际金融公司之类的国际金融机构设立的，其目的是：部分承担因借款人拖欠贷款而造成的损失，由此减少中小型企业对贷款机构所带来的已知风险。

quicker payments, at a higher payment rate (above 70%), or even full payment could be achieved if borrowers paid back their loans in full.
如果借款人完全支付其贷款，则可以实现更高支付比例（70%以上）的更快的支付，甚至完全支付。