Şunu aradınız:: laenuportfellide (Estonca - İngilizce)

laenuportfellide võõrandamine
sale of credit portfolios

arvestuslike laenuportfellide kvaliteet halvenes dramaatiliselt.
the quality of loan books deteriorated dramatically.

oma laenuandmisvõime suurendamiseks võtsid pangad üldkasutusele laenuportfellide väärtpaberistamise.
in order to increase their lending capacity, securitisation of loan books became standard practice.

samal ajal toetab see ka pankasid vkede laenuportfellide müümisel, vabastades seeläbi laenuvõimsust.
at the same time, it will provide support for banks to package and sell off portfolios of sme loans, thus releasing lending capacity.

kõnealusteks üksikasjadeks on efg investeeringute osakaal liidu koguinvesteeringust esmaetapi riskikapitalifondides ja väärtpaberistatud laenuportfellide koosseis.
those details are the share of investment from the efg of the total union investment in early stage venture capital funds and the composition of the securitised loan portfolios.

neid hoiuseid säilitatakse vastavalt asutuste ja nende teatavate klientide vahelistele laenulepingutele ning seega on see anglo ja inbsi laenuportfellide nõuetekohase restruktureerimise üks osa.
holding those deposits is part of the contractual lending arrangements between the institutions and some of their customers, and is as such part of the orderly work-out of the anglo and inbs loan portfolios.

eelkõige säilitab ühinenud üksus oma panganduslitsentsi ja kasutab seda üksnes seni, kui see on vajalik laenuportfellide restruktureerimiseks, ega kasuta seda uue tegevuse alustamiseks.
in particular, the merged entity will maintain and use its banking licence only as long as necessary for the work-out of the loan portfolios and will not use it to develop new activities.

pankade riskid tunduvad siiski piiratud olevat, sest nende varade kvaliteet ja tootlus püsivad suured, ehkki kapitalipuhvrid on võrreldes laenuportfellide mahuga suhteliselt väikesed.
bank risks appear however contained as the quality of their assets as well as profitability remain high although capital buffers are relatively low compared to the size of loan portfolios.

eelkõige jälgib järelevalve eest vastutav usaldusisik korrapäraselt, kas ühinenud üksus haldab anglo ja inbsi allesjäänud laenuportfelle kooskõlas kohustuste tingimustega ning tagab, et anglo ja inbsi laenuportfellide haldamine ei moonutaks konkurentsi turul.
in particular the monitoring trustee will monitor on a regular basis whether the merged entity manages the legacy loan books of anglo and inbs in line with the terms of the commitments and will ensure that the management of the anglo and inbs loan books does not result in distortion of competition in the market.

järgmiste töösuundade lõpetamine kodumaisele kapitalile kuuluvates iiri pankades, kelle tulemuste kohta iiri ametiasutused annavad aru komisjonile, euroopa keskpangale ja rahvusvahelisele valuutafondile: i) varade kvaliteedi sõltumatu hindamine, et hinnata agregeeritud ja üksikute laenuportfellide kvaliteeti ning protsesse, millega määratakse ja jälgitakse varade kvaliteeti; ii) probleemsete krediiditehingute läbivaatamine, et hinnata pankade tegevusvõimekust ja probleemse laenuportfelli juhtimist, sealhulgas maksevõlgnevuste juhtimine ning viivislaenude saneerimine ja laenukahjumi vähendamine; iii) andmete terviklikkuse kontrollimine, et hinnata panga andmete usaldusväärsust, ning iv) tulude kirjendamise ja laenude uuendamise projekt, et võrrelda praeguseid tavasid ifrsga ja asjaomaste regulatiivsete suunistega;
the completion of the following work-streams in the domestically-owned irish banks, on whose results the irish authorities will report to the commission, the ecb and the imf: (i) an independent asset quality review to assess the quality of aggregate and individual loan portfolios and the processes employed for establishing and monitoring asset quality; (ii) a distressed credit operations review to assess the operational capability and effectiveness of distressed loan portfolio management in the banks including arrears management and workout practices in curing non-performing loans (npls) and reducing loan losses; (iii) a data integrity validation exercise to assess the reliability of banks’ data; and (iv) an income recognition and re-ageing project to review existing practices against international financial reporting standards (ifrs) and relevant regulatory guidance;