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pri svetovanju zavarovalni posrednik ali zavarovalnica navede, kako lahko nasvet ustreza osebnim značilnostim stranke.
when providing advice, the insurance intermediary or insurance undertaking shall specify how the advice given meets the personal characteristics of the customer.
zavarovalni posrednik bi moral biti sposoben stranki pojasniti ključne značilnosti zavarovalnega produkta, ki ga prodaja.
the insurance intermediary should be able to explain to the customer the key features of the insurance products it sells.
(e) prek podpisom vsake pogodbe o zavarovanju zavarovalni posrednik – tudi vezani – strankam razkrije:
(a) prior to the conclusion of any insurance contract, an insurance intermediary - including tied ones- shall make the following disclosures to customers:
kadar zavarovalni posrednik ali zavarovalnica obvesti stranko, da se svetovanje o zavarovanju izvaja neodvisno, zavarovalni posrednik ali zavarovalnica:
when the insurance intermediary or insurance undertaking informs the customer that insurance advice is provided on an independent basis, the insurance intermediary or insurance undertaking shall:
"zavarovalni posrednik" je vsaka fizična ali pravna oseba, ki proti plačilu sprejme ali izvaja zavarovalno posredovanje;
"insurance intermediary" means any natural or legal person who, for remuneration, takes up or pursues insurance mediation;
pojem „vezani zavarovalni posrednik“ je razširjen in vključuje posrednike, ki opravljajo dejavnost v okviru drugega zavarovalnega posrednika.
'tied insurance intermediary' is extended to include intermediaries working under the responsibility of another insurance intermediary.
osprey insurance brokers je zavarovalni posrednik, specializiran za zavarovanja srednje do velike ekonomske vrednosti, ki vključujejo vse razrede zavarovanj, vključno z letalstvom.
osprey insurance brokers is an insurance broker and specialises in handling accounts of a medium to large economical nature involving all classes of insurances, including aviation.
(c) zavarovalni posrednik posreduje zgolj nekatere zavarovalne produkte, ki dopolnjujejo produkt ali storitev, ter jih jasno navede v prijavi;
(b) the insurance intermediary only mediates certain insurance products that are complementary to a product or service and clearly identifies them in the declaration;
države članice zagotovijo, da pri opravljanju zavarovalnega posredovanja s strankami ali zanje zavarovalni posrednik ali zavarovalnica deluje odkrito, pošteno in profesionalno v skladu z najboljšimi interesi svojih strank.
member states shall require that, when carrying out insurance mediation with or for customers, an insurance intermediary or insurance undertaking acts honestly, fairly and professionally in accordance with the best interests of its customers.
"zavarovalni posrednik" je vsaka fizična ali pravna oseba, ki proti plačilu sprejme ali izvaja zavarovalno posredovanje;
"insurance intermediary" means any natural or legal person who, for remuneration, takes up or pursues insurance mediation;
nizozemska vlada v zvezi s tem poudarja, da tožeča stranka v postopku v glavni stvari ni povezana z zavarovalci in deluje za družbo vdl, ki je pravi zavarovalni posrednik in zavarovalni zastopnik, in v njenem imenu.
the netherlands government points out in that regard that the appellant in the main proceedings does not have any relationship with the insurers and acts on behalf of, and in the name of, vdl, which is the real insurance broker and agent.
vsak zavarovalni posrednik, za katerega veljajo določbe odstavkov 1 in 2 tega člena, predloži pristojnemu organu svoje domače države članice prijavo, s katero pristojnemu organu sporoči svojo identiteto, naslov in poklicne dejavnosti.
any insurance intermediary who is subject to paragraphs 1 and 2 of this article shall submit to the competent authority of its home member state a declaration whereby it informs the competent authority of its identity, address and professional activities.
države članice zagotovijo, da pri opravljanju zavarovalnega posredovanja s strankami ali zanje zavarovalni posrednik ali zavarovalnica deluje odkrito, pošteno in profesionalno v skladu z najboljšimi interesi svojih strank ter predvsem upošteva načela iz tega člena in člena 25.
member states shall require that, when carrying out insurance mediation with or for customers, an insurance intermediary or insurance undertaking acts honestly, fairly and professionally in accordance with the best interests of its customers and complies, in particular, with the principles set out in this article and in article 25.
kadar se zavarovalna storitev ali produkt ponudi skupaj z drugo storitvijo ali produktom v paketu, zavarovalnica ali zavarovalni posrednik stranki ponudi in jo seznani z možnostjo nakupa posameznih delov ločeno ter zagotovi informacije o stroških za vsako komponento paketa, ki jo je mogoče kupiti v paketu ali ločeno.
when an insurance service or product is offered together with another service or product as a package, the insurance undertaking or, where applicable, the insurance intermediary shall offer and inform the customer that it is possible to buy the components of the package separately and shall provide information of the costs and charges of each component of the package that may be bought through or from it separately.
kadar se zagotovi svetovanje, informacije vsebujejo podatke, ali se svetovanje zagotavlja neodvisno in ali temelji na širši ali bolj omejeni analizi trga, ter ali je zavarovalni posrednik ali zavarovalnica strankam zagotovila tekočo oceno primernosti zavarovalnega produkta, ki se priporoči stranki;
when advice is provided, information shall specify whether the advice is provided on an independent basis and whether it is based on a broad or on a more restricted analysis of the market and shall indicate whether the insurance intermediary or insurance undertaking will provide the customer with the on-going assessment of the suitability of the insurance product recommended to the customer;
oseba, ki opravlja dejavnost zavarovalnega posredovanja poleg svoje glavne poklicne dejavnosti, se prav tako šteje kot povezani zavarovalni posrednik, ki deluje pod polno odgovornostjo zavarovalnic za produkte, ki jih zadevajo, če je zavarovanje dopolnitev blaga in storitev, dobavljenih v okviru te glavne poklicne dejavnosti in oseba ne pobira premij ali zneskov, namenjenih strankam;
any person who carries on the activity of insurance mediation in addition to his principal professional activity is also considered as a tied insurance intermediary acting under the responsibility of one or several insurance undertakings for the products which concern them respectively if the insurance is complementary to the goods or services supplied in the framework of this principal professional activity and the person does not collect premiums or amounts intended for the customer;