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teniendo en cuenta la estrecha relación existente entre el contrato de crédito y la fianza en garantía de su ejecución, así como el hecho de que la persona que se compromete a garantizar el reembolso de una deuda puede tener la condición de codeudor solidario o de fiador, no
furthermore, since the directive is designed to protect only consumers, a guarantee comes within the scope of the directive only where, in accordance with the first indent of article 2, the guarantor has entered into a commitment for a purpose which can be regarded as unconnected with his trade or profession.