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de nye bestemmelser ansporer bankerne til at foretage en nærmere vurdering af den iboende risiko i ethvert lånearrangement,f.eks. ved med brug af ratingsystemer at analyserelåntagerens fremtidige evne til at tilbagebetale gælden.
the new regulation encourages banks to assess the risk inherent in each individual credit agreement in more detail, i.e., to scrutinize more closely the borrower’s future ability to repay the debt, by using rating systems.