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no active parenchymal lung lesion seen
कोई सक्रिय पैरेन्काइमल फेफड़े का घाव नहीं देखा गया
Last Update: 2022-06-18
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no active lung lesion is seen
कोई सक्रिय पैरेन्काइमल फेफड़े का घाव नहीं देखा गया
Last Update: 2022-04-06
Usage Frequency: 1
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no active project
कोई सक्रिय परियोजना नहीं
Last Update: 2020-05-24
Usage Frequency: 4
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no active reminders.
कोई स्मरण नहीं@ info
Last Update: 2024-05-03
Usage Frequency: 2
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till date no active volcanoes had been seen .
उस तिथि तक कोई जीवित ज्लामुखी नहीं दिखा था ।
Last Update: 2020-05-24
Usage Frequency: 1
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no active camera set
कोई सक्रिय प्रतिबिंबक नहीं
Last Update: 2020-05-24
Usage Frequency: 1
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no active jobs or notifications
अधिसूचना% 1
Last Update: 2018-12-24
Usage Frequency: 3
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no active reminders. @info
कोई स्मरण नहीं@ info
Last Update: 2018-12-24
Usage Frequency: 1
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no active connection or device
कोई सक्रिय कनेक्शन या युक्ति नहीं
Last Update: 2023-09-04
Usage Frequency: 1
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no active movement of rabbits .
खरगोशों में किसी सक्रिय गतिविधि का न होना ।
Last Update: 2020-05-24
Usage Frequency: 1
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cannot search with no active calendar
कोई सक्रिय कैलेंडर के साथ खोज नहीं कर सकते
Last Update: 2020-05-24
Usage Frequency: 7
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no active filter@info: tooltip
कोई सक्रिय फ़िल्टर नहीं
Last Update: 2018-12-24
Usage Frequency: 1
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there is no active document or it is not saved .
यहाँ कोई सक्रिय दस्तावेज़ नहीं है या इसे सहेजा नहीं गया है .
Last Update: 2020-05-24
Usage Frequency: 4
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there was no active process going on , called evolution .
यहाँ कोई सक्रीय प्रक्रिया नहीं हुयी , जिसे हम कह सकते है विकासवाद
Last Update: 2020-05-24
Usage Frequency: 1
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he took no active part in politics , but nationalism shaped his character .
यद्यपि उन्होंने सक्रिय राजनीति में हिस्सा नहीं लिया , फिर भी राष्ट्रीयता से उनका चरित्र ओत - प्रोत था ।
Last Update: 2020-05-24
Usage Frequency: 1
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diffuse parenchymal lung disease represents a large and heterogeneous group of disorders .
संगलित मृदूतकीय फेफड़ा रोगविकृतियों के एक वृहत एवं विजातीय समूह को निर्दिष्ट करता है
Last Update: 2020-05-24
Usage Frequency: 1
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that your environment will select , and you know there is no active process here ,
के आपका वातावरण चयन करता है और आप जाने के यहाँ जोई सक्रीय क्रिया न्हिया है
Last Update: 2020-05-24
Usage Frequency: 1
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find files/ foldersthe application is currently idle, there is no active search
फ़ाइलें/ फोल्डर ढूंढेंthe application is currently idle, there is no active search
Last Update: 2018-12-24
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they did not always accept that lead when there was no . active struggle going on , but when the struggle was invitable that symbol became all important , and everything else was secondary .
जब कोई सक्रिय संघर्ष नहीं छिड़ा होता , तब इन लोगों ने उनके नेतृत्व को हमेशा की तरह स्वीकार नहीं किया , लेकिन जब यह संघर्ष लाजिमी हो गया तब यह प्रतीक सबसे ज्यादा अहम बन गया और बाकी हर बात गौण हो गयी ।
Last Update: 2020-05-24
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npa mangement non-performing asset from wikipedia, the free encyclopedia this article does not cite any references or sources. please help improve this article by adding citations to reliable sources. unsourced material may be challenged and removed. (march 2015) a non-performing asset (npa) is defined as a credit facility in respect of which the interest and/or installment of principal has remained ‘past due’ for a specified period of time. in simple terms, an asset is tagged as non performing when it ceases to generate income for the lender.[1] contents 1 identification 2 reasons for occurrence of npas 3 the problems caused by npas 4 references identification a non-performing asset (npa) is defined as a credit facility in respect of which the interest and/or installment of bond finance principal has remained ‘past due’ for a specified period of time. npa is used by financial institutions that refer to loans that are in jeopardy of default. once the borrower has failed to make interest or principle payments for 90 days the loan is considered to be a non-performing asset. non-performing assets are problematic for financial institutions since they depend on interest payments for income. troublesome pressure from the economy can lead to a sharp increase in non-performing loans and often results in massive write-downs. with a view to moving towards international best practices and to ensure greater transparency, it had been decided to adopt the ‘90 days’ overdue’ norm for identification of npa, from the year ending march 31, 2004. accordingly, with effect from march 31, 2004, a non-performing asset (npa)is a loan or an advance where; interest and/or installment of principal remain overdue for a period of more than 90 days in respect of a term loan, the account remains ‘out of order’ for a period of more than 90 days, in respect of an overdraft/cash credit (od/cc), the bill remains overdue for a period of more than 90 days in the case of bills purchased and discounted, interest and/or installment of principal remains overdue for two harvest seasons but for a period not exceeding two half years in the case of an advance granted for agricultural purposes, and any amount to be received remains overdue for a period of more than 90 days in respect of other accounts. non submission of stock statements for 3 continuous quarters in case of cash credit facility. no active transactions in the account (cash credit/over draft/epc/pcfc) for more than 91days sify non-performing assets further into the following three categories based on the period for which the asset has remained non-performing and the realisability of the dues: sub-standard assets: a sub standard asset is one which has been classified as npa for a period not exceeding 12 months. doubtful assets: a doubtful asset is one which has remained npa for a period exceeding 12 months. loss assets: where loss has been identified by the bank, internal or external auditor or central bank inspectors. but the amount has not been written off, wholly or partly. sub-standard asset is the asset in which bank have to maintain 15% of its reserves. all those assets which are considered as non-performing for period of more than 12 months are called as doubtful assets. all those assets which cannot be recovered are called as loss assets. reasons for occurrence of npas npas result from what are termed “bad loans” or defaults. default, in the financial parlance, is the failure to meet financial obligations, say non-payment of a loan installment. these loans can occur due to the following reasons: usual banking operations /bad lending practices a banking crisis (as happened in south asia and japan) overhang component (due to environmental reasons, natural calamities,business cycle,disease occurrence,etc...) incremental component (due to internal bank management, like credit policy, terms of credit, etc...) the problems caused by npas npas do not just reflect badly in a bank’s account books, they adversely impact the national economy. following are some of the repercussions of npas: depositors do not get rightful returns and many times may lose uninsured deposits. banks may begin charging higher interest rates on some products to compensate non-performing loan losses bank shareholders are adversely affected bad loans imply redirecting of funds from good projects to bad ones. hence, the economy suffers due to loss of good projects and failure of bad investments when bank do not get loan repayment or interest payments, liquidity problems may ensue. references "glossary". reserve bank of india. retrieved 27 april 2015. categories: credit navigation menu create account log in article talk read edit view history main page contents featured content current events random article donate to wikipedia wikipedia store interaction help about wikipedia community portal recent changes contact page tools what links here related changes upload file special pages permanent link page information wikidata item cite this page print/export create a book download as pdf printable version languages हिन्दी தமிழ் edit links this page was last modified on 31 august 2015, at 13:54. text is available under the creative commons attribution-sharealike license; 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npa mangement
Last Update: 2015-09-05
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