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which bank your hubby working
मेरे पति डीजीएम है इंडियन बैंक मे
Last Update: 2021-06-03
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what is your hubby
what is your hubby
Last Update: 2024-08-16
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the amounts which bank has received on a specific date .
बैंक द्वारा किसी दिन विशेष को प्राप्त राशियाँ ।
Last Update: 2020-05-24
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pls can you send me your hubby ji and your couple pose photos
मुझे अपने पति की तस्वीर भेजें in
Last Update: 2023-11-04
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such type of security over which bank has direct and effective control .
प्रतिभूति जिस पर बैंक का वास्तविक रूप से अधिकार स्थापित हो - जो उसके नियन्त्रण में हो ।
Last Update: 2020-05-24
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the level to which bank has committed to provide loans or making investment .
वह स्तर जिस पर बैंक द्वारा ऋण प्रदान करने अथवा निवेश के लिए अपने आपको बद्ध कर लिया गया है ।
Last Update: 2020-05-24
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this is an arrangement under which banks make funds available upto certain limit for working capital on security of current assets .
एक ऐसी व्यवस्था जिसके अन्तर्गत बैंकों द्वारा कार्यशील पूंजी की आवश्यकताओं के लिए चालू आस्तियों की प्रतिभूति के आधार पर किसी सीमा के अन्तर्गत निधियां उपलब्ध कराई जाती है ।
Last Update: 2020-05-24
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the process through which bank create credit i . e . by sanctioning loans and overdrafts .
बैंक जिस विधा से ऋण निर्माण का कार्य करते हैं अर्थात ऋण अथवा अधिविकर्ष स्वीकार करने के द्वारा ।
Last Update: 2020-05-24
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sir mess have no balance.withdraw rupees 5000 from icici bank your permission
सर गड़बड़ कोई संतुलन नहीं है। icici बैंक से 5000 वापस लेने
Last Update: 2022-11-02
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an interest rate on which banks can borrow unsecured funds from other banks .
वह ब्याज दर जिस पर बैंक अन्य बैंकों से गैर प्रत्याभूतित निधियां प्राप्त कर सकते हों ।
Last Update: 2020-05-24
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the amount of cash reserve which banks are required to maintain with rbi as a percentage of time and demand liabilities , which is in force .
प्रचलित / प्रभावी दर पर जो राशि बैंकों द्वारा रिजर्व बैंक के पास उनकी मांग और सावधि जमाओं के प्रतिशत के रूप में आरक्षित नकदी के रूप में रखी जाती हो ।
Last Update: 2020-05-24
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npa mangement non-performing asset from wikipedia, the free encyclopedia this article does not cite any references or sources. please help improve this article by adding citations to reliable sources. unsourced material may be challenged and removed. (march 2015) a non-performing asset (npa) is defined as a credit facility in respect of which the interest and/or installment of principal has remained ‘past due’ for a specified period of time. in simple terms, an asset is tagged as non performing when it ceases to generate income for the lender.[1] contents 1 identification 2 reasons for occurrence of npas 3 the problems caused by npas 4 references identification a non-performing asset (npa) is defined as a credit facility in respect of which the interest and/or installment of bond finance principal has remained ‘past due’ for a specified period of time. npa is used by financial institutions that refer to loans that are in jeopardy of default. once the borrower has failed to make interest or principle payments for 90 days the loan is considered to be a non-performing asset. non-performing assets are problematic for financial institutions since they depend on interest payments for income. troublesome pressure from the economy can lead to a sharp increase in non-performing loans and often results in massive write-downs. with a view to moving towards international best practices and to ensure greater transparency, it had been decided to adopt the ‘90 days’ overdue’ norm for identification of npa, from the year ending march 31, 2004. accordingly, with effect from march 31, 2004, a non-performing asset (npa)is a loan or an advance where; interest and/or installment of principal remain overdue for a period of more than 90 days in respect of a term loan, the account remains ‘out of order’ for a period of more than 90 days, in respect of an overdraft/cash credit (od/cc), the bill remains overdue for a period of more than 90 days in the case of bills purchased and discounted, interest and/or installment of principal remains overdue for two harvest seasons but for a period not exceeding two half years in the case of an advance granted for agricultural purposes, and any amount to be received remains overdue for a period of more than 90 days in respect of other accounts. non submission of stock statements for 3 continuous quarters in case of cash credit facility. no active transactions in the account (cash credit/over draft/epc/pcfc) for more than 91days sify non-performing assets further into the following three categories based on the period for which the asset has remained non-performing and the realisability of the dues: sub-standard assets: a sub standard asset is one which has been classified as npa for a period not exceeding 12 months. doubtful assets: a doubtful asset is one which has remained npa for a period exceeding 12 months. loss assets: where loss has been identified by the bank, internal or external auditor or central bank inspectors. but the amount has not been written off, wholly or partly. sub-standard asset is the asset in which bank have to maintain 15% of its reserves. all those assets which are considered as non-performing for period of more than 12 months are called as doubtful assets. all those assets which cannot be recovered are called as loss assets. reasons for occurrence of npas npas result from what are termed “bad loans” or defaults. default, in the financial parlance, is the failure to meet financial obligations, say non-payment of a loan installment. these loans can occur due to the following reasons: usual banking operations /bad lending practices a banking crisis (as happened in south asia and japan) overhang component (due to environmental reasons, natural calamities,business cycle,disease occurrence,etc...) incremental component (due to internal bank management, like credit policy, terms of credit, etc...) the problems caused by npas npas do not just reflect badly in a bank’s account books, they adversely impact the national economy. following are some of the repercussions of npas: depositors do not get rightful returns and many times may lose uninsured deposits. banks may begin charging higher interest rates on some products to compensate non-performing loan losses bank shareholders are adversely affected bad loans imply redirecting of funds from good projects to bad ones. hence, the economy suffers due to loss of good projects and failure of bad investments when bank do not get loan repayment or interest payments, liquidity problems may ensue. references "glossary". reserve bank of india. retrieved 27 april 2015. categories: credit navigation menu create account log in article talk read edit view history main page contents featured content current events random article donate to wikipedia wikipedia store interaction help about wikipedia community portal recent changes contact page tools what links here related changes upload file special pages permanent link page information wikidata item cite this page print/export create a book download as pdf printable version languages हिन्दी தமிழ் edit links this page was last modified on 31 august 2015, at 13:54. text is available under the creative commons attribution-sharealike license; 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npa mangement
Last Update: 2015-09-05
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