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Če finančna institucija ne ponudi promocijske stopnje variabilnih prihrankov, se bo namesto tega upoštevala najvišja [1–12]-mesečna vezana vloga.
if the financial institution does not offer a variable savings promotional rate, the highest [1-12] month fixed-term deposit offer will be taken instead.
primer naraščajoče vloge je vezana vloga za štiri leta, ki se v prvem letu obrestuje po stopnji 5%, v drugem po 7%, v tretjem po 9% in v četrtem po 13%.
an example of a step-up deposit is a deposit with an agreed maturity of four years, which receives 5% interest in the first year, 7% in the second, 9% in the third and 13% in the fourth.
lahko se ponudijo vloge, ki obsegajo dva elementa: vezana vloga, za katero se uporablja fiksna obrestna mera, in vgrajeni izvedeni finančni instrument z donosom, ki je povezan z uspešnostjo določenega borznega indeksa ali dvostranskega menjalnega tečaja, za katerega velja zajamčena minimalna stopnja donosa v višini 0 %.
deposits may be offered comprising two components: a deposit with an agreed maturity to which a fixed interest rate is being applied and an embedded derivative with a return that is linked to the performance of a defined stock exchange index or a bilateral exchange rate, subject to a minimum guaranteed return of 0 %.
