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pryd mae dy benblwydd di
my birthday is in 3 january
Last Update: 2020-12-14
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diolch am dy help
thank you for your house
Last Update: 2022-01-07
Usage Frequency: 2
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maen ddrwg gen i glywed am dy nain di
we are sorry to hear about your mum
Last Update: 2021-03-04
Usage Frequency: 1
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c/diolch yn fawr iawn i ti am dy caredigrwydd
c/thank you very much for your kindness
Last Update: 2024-02-23
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holodd rod ynghylch nifer o faterion eraill yn ymwneud â'r cyllid , gan gynnwys cwestiwn tywyll braidd am dy crucywel
rod asked about a number of other matters to do with the finances , including a rather obscure question about crickhowell house
casglwyd tystiolaeth gan gymdeithas lesddeiliaid cathays a'r rhath , a daeth yr achos cyntaf gerbron y tribiwnlysoedd lleol , am dy teras bach yn hirwaun street , cathays , yn ebrill 1981
evidence was gathered by the cathays and roath leaseholders association , and the first case to appear before the local tribunals , for a small terraced house in hirwaun street , cathays , was heard in april 1981
yr wyf yn deall bod y taliadau cyfartalog ar forgais llog yn unig yn y flwyddyn gyntaf yn 1989 , o dan y torïaid , ar 80 y cant o'r pris cyfartalog am dy , yn gymaint â 24 y cant o enillion net cyfartalog cwpl â dau incwm
i understand that , in 1989 , under the tories , the average first-year mortgage payments on an interest-only mortgage , on 80 per cent of an average house price , comprised 24 per cent of average net earnings for a couple on two incomes
fodd bynnag , pa fath o gysur yw hynny i'r rhai sy'n methu â dod o hyd i gartref yn eu cymuned i'w rentu neu i'w brynu ? efallai y gall pobl gael morgais am dy sydd dair neu bedair gwaith eu hincwm , ond yng ngheredigion , mae prisiau tai chwech neu saith gwaith incwm ty
however , what comfort is that to those who cannot find a home to buy or rent in their community ? people may be able to get a mortgage that is two or three times their income , but in ceredigion , house prices are six or seven times household incomes