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internal or external

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Anglais

the data sources may be internal or external .

Hindi

आंकड़ा स्रोत आंतरिक या बाहय हो सकते हैं ।

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Anglais

a procedure carried out to replace an internal or external body part .

Hindi

एक प्रक्रिया से बाहर ले जाने के लिए एक आंतरिक या बाहरी शरीर हिस्सा जगह .

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Anglais

the borrowers are mapped to the lower of internal or external rating .

Hindi

जिनके अनुरूप ऋणियों के आन्तरिक या बाह्य न्यूनतर दर का आकलन किया जाता है ।

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Anglais

this sur does not deal with nature or external descriptions .

Hindi

इस सुर में प्रकृति अथवा बाह्य बातों को नहीं लिया गया है ।

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Anglais

bj is robust , platform independent , and supports internal or external manangement of the background runner process .

Hindi

पृष्ठभूमि कार्य सुदृढ , प्लेटफार्म स्वतंत्र , होता है तथा पृष्ठभूमि चालन प्रक्रिया के आंतरिक अथवा बाह्य प्रबंधन को सपोर्ट करता है ।

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Anglais

pachymeningitis externa is also known as epidural meningitis or external meningitis .

Hindi

बाह्य - दृढ़तानिकाशोथ को दृढ़तानिका के ऊपर शोथ या बाह्य तानिकाशोथ के रूप में जाना जाता है

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Anglais

also , ploughing back of profits is an important source of internal or self financing by a company .

Hindi

कम्पनी द्वारा स्व वित्त पोषण के लिए या आंतरिक स्रोत के रूप में लाभों को पुनर्निवेश महत्वेपूर्ण स्रोत है ।

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Anglais

' ploughing back of profits ' is an important source of internal or self financing by a company .

Hindi

' कम्पनी द्वारा लाभों का पुनः निवेश आंतरिक या स्व वित्त पोषण का महत्वापूर्ण स्रोत है ।

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Anglais

in political science and jurisprudential terms , sovereignty is considered to be one of the essential attributes of a state and connotes absolute and supreme power not subject to control by any internal or external authority .

Hindi

संप्रभुता राजनीतिविज्ञान तथा न्यायशास्त्र के शब्दों में , संप्रभुता को राज्य का एक अनिवार्य गुण हमारा संविधान माना जाता है तथा यह एक ऐसी परिशुद्ध तथा सर्वोच्च सत्ता की द्योतक है , जिस पर आंतरिक या बाह्य सत्ता का कोई नियंत्रण नहीं होता ।

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Anglais

this is the god - forsaken area of the sea - bottom without any seasonal changes or external influences see fig . 5 .

Hindi

यह समुद्र के तल का वह क्षेत्र है जहां न तो बदलने के साथ कोई परिवर्तन होता है और न बाहर का कोई प्रभाव पड़ता है चित्र 5 ।

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Anglais

but a criticism of indo - anglian poetry is that it has ' visualised mostly the surface or external aspects of life and things .

Hindi

किन्तु इंडो - एंग्लियन कविता के सम्बन्ध में एक आलोचना यह की है कि इसने वस्तुओं और जीवन के बाहरी पहलुओं या सतह का ही अधिक बिम्बन किया है ।

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Anglais

not all matter is sensuous or external to the nature and structure of philosophical enquiry mind , nor is consciousness necessarily passive or powerless with respect to matter .

Hindi

सब द्रव्य ऐद्रिंय अथवा मन के लिए ब्राह्म नही होता , न ही चेतना द्र्व्य के संदर्भ मे अनिवार्यता निष्क्रिय या शक्तिहीन होती है ।

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Anglais

he did not utter poetry under excitement , or external pressure , or influence of nature ; but only when a higher power took control of him .

Hindi

वे अपनी कविता उत्तेजना , बाह्य दबाब अथवा प्रकृति के प्रभाव में नहीं कहते थे , परन्तु तब कहते थे जब उन पर कोई उच्चतर शक्ति हावी हो जाती थी ।

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Anglais

npa mangement non-performing asset from wikipedia, the free encyclopedia this article does not cite any references or sources. please help improve this article by adding citations to reliable sources. unsourced material may be challenged and removed. (march 2015) a non-performing asset (npa) is defined as a credit facility in respect of which the interest and/or installment of principal has remained ‘past due’ for a specified period of time. in simple terms, an asset is tagged as non performing when it ceases to generate income for the lender.[1] contents 1 identification 2 reasons for occurrence of npas 3 the problems caused by npas 4 references identification a non-performing asset (npa) is defined as a credit facility in respect of which the interest and/or installment of bond finance principal has remained ‘past due’ for a specified period of time. npa is used by financial institutions that refer to loans that are in jeopardy of default. once the borrower has failed to make interest or principle payments for 90 days the loan is considered to be a non-performing asset. non-performing assets are problematic for financial institutions since they depend on interest payments for income. troublesome pressure from the economy can lead to a sharp increase in non-performing loans and often results in massive write-downs. with a view to moving towards international best practices and to ensure greater transparency, it had been decided to adopt the ‘90 days’ overdue’ norm for identification of npa, from the year ending march 31, 2004. accordingly, with effect from march 31, 2004, a non-performing asset (npa)is a loan or an advance where; interest and/or installment of principal remain overdue for a period of more than 90 days in respect of a term loan, the account remains ‘out of order’ for a period of more than 90 days, in respect of an overdraft/cash credit (od/cc), the bill remains overdue for a period of more than 90 days in the case of bills purchased and discounted, interest and/or installment of principal remains overdue for two harvest seasons but for a period not exceeding two half years in the case of an advance granted for agricultural purposes, and any amount to be received remains overdue for a period of more than 90 days in respect of other accounts. non submission of stock statements for 3 continuous quarters in case of cash credit facility. no active transactions in the account (cash credit/over draft/epc/pcfc) for more than 91days sify non-performing assets further into the following three categories based on the period for which the asset has remained non-performing and the realisability of the dues: sub-standard assets: a sub standard asset is one which has been classified as npa for a period not exceeding 12 months. doubtful assets: a doubtful asset is one which has remained npa for a period exceeding 12 months. loss assets: where loss has been identified by the bank, internal or external auditor or central bank inspectors. but the amount has not been written off, wholly or partly. sub-standard asset is the asset in which bank have to maintain 15% of its reserves. all those assets which are considered as non-performing for period of more than 12 months are called as doubtful assets. all those assets which cannot be recovered are called as loss assets. reasons for occurrence of npas npas result from what are termed “bad loans” or defaults. default, in the financial parlance, is the failure to meet financial obligations, say non-payment of a loan installment. these loans can occur due to the following reasons: usual banking operations /bad lending practices a banking crisis (as happened in south asia and japan) overhang component (due to environmental reasons, natural calamities,business cycle,disease occurrence,etc...) incremental component (due to internal bank management, like credit policy, terms of credit, etc...) the problems caused by npas npas do not just reflect badly in a bank’s account books, they adversely impact the national economy. following are some of the repercussions of npas: depositors do not get rightful returns and many times may lose uninsured deposits. banks may begin charging higher interest rates on some products to compensate non-performing loan losses bank shareholders are adversely affected bad loans imply redirecting of funds from good projects to bad ones. hence, the economy suffers due to loss of good projects and failure of bad investments when bank do not get loan repayment or interest payments, liquidity problems may ensue. references "glossary". reserve bank of india. retrieved 27 april 2015. categories: credit navigation menu create account log in article talk read edit view history main page contents featured content current events random article donate to wikipedia wikipedia store interaction help about wikipedia community portal recent changes contact page tools what links here related changes upload file special pages permanent link page information wikidata item cite this page print/export create a book download as pdf printable version languages हिन्दी தமிழ் edit links this page was last modified on 31 august 2015, at 13:54. text is available under the creative commons attribution-sharealike license; 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Hindi

npa mangement

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