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mae'r busnesau hyn o dan fygythiad ar hyn o bryd yn sgîl y cynnydd enfawr mewn premiymau cyflogwyr ac atebolrwydd cyhoeddus
those businesses are currently under threat from the massive increase in employer and public liability premiums
gwyntyllwyd pryderon hefyd ynghylch cynnydd mewn premiymau yswiriant , anawsterau trafnidiaeth a'r angen am gyswllt cyflym â maes awyr rhyngwladol caerdydd
concerns have also been aired about an increase in insurance premiums , transport difficulties and the need for a fast link to cardiff international airport
achoswyd y broblem anferth hon yn bennaf gan ymateb y farchnad i ddigwyddiadau megis medi 11 a thywydd eithafol y llynedd a'r cynnydd mewn premiymau o ganlyniad
this massive problem is largely due to the market's reaction to events such as 11 september and last year's extreme weather conditions and the subsequent increases in premiums
a yw'r gweinidog yn derbyn bod hyn yn codi materion cyffredinol ? mae rhodri glyn thomas wedi tynnu sylw eisoes at y cynnydd mewn premiymau yswiriant
does the minister accept that this raises generic issues ? rhodri glyn thomas has already highlighted the increase in insurance premiums
hyd nes y cawn ddarpariaeth briodol o dan y gwasanaeth iechyd gwladol , siawns na ellir gwneud rhywbeth i beri na fydd pobl yn gorfod talu crocbris am y premiymau iechyd preifat hyn ?
until we have proper national health coverage , surely something can be done to stop people having to pay these exorbitant private health premiums ?
kirsty williams : yn ei ddatganiad rhag- gyllidebol cydnabu'r canghellor y problemau a wynebir gan nifer o gwmnïau oherwydd y cynnydd anferth mewn premiymau yswiriant
kirsty williams : in his pre-budget statement the chancellor acknowledged and recognised the problems faced by many companies due to the huge increases in insurance premiums
bu gennym yswiriant rhag tb mewn gwartheg ar fy fferm i erioed , ac mae'r premiymau wedi codi cymaint fel ei bod bron yn amhosibl bellach i ffermwyr godi yswiriant rhag tb mewn gwartheg , os gellir ei godi o gwbl mewn ardal lle y mae llawer o drafferthion
we have always carried insurance against bovine tb on my farm , the premiums of which have become so expensive , it is now almost prohibitive for farmers to insure against bovine tb , if you are able to obtain it in a particularly bad area
cyhoeddodd yr adran gwaith a phensiynau adroddiad ar yswiriant atebolrwydd gorfodol cyflogwyr yn gynharach y mis hwn , gan ddweud nad oedd unrhyw dystiolaeth , yn ei barn hi , fod y farchnad wedi'i rigio neu fod cydgynllwynio yn y diwydiant ynghylch y cynnydd dramatig mewn premiymau yswiriant
the department for work and pensions published a report on employers ' liability compulsory insurance earlier this month , stating that there was , in its view , no evidence of market rigging or collusion in the industry on the dramatic rise in insurance premiums
a ydych yn cael trafodaethau ynghylch hynny ac , os ydych , a wnewch amlinellu sut y gallech helpu i ddatblygu gwaith ar gyfer y lofa yn y dyfodol ? yng ngolwg y pryderon a fynegwyd eisoes am effaith costau yswiriant -- sy'n ffactor sylfaenol yn yr achos hwn -- a ydych chi neu'ch swyddogion wedi cwblhau unrhyw ddadansoddiad o gwmnïau eraill a allai fod mewn perygl o ganlyniad i'r cynnydd hwn mewn premiymau yswiriant ?
are you in discussions about that and , if so , will you outline how you might assist in the development of work for the mine in the future ? in view of the concerns already expressed about the impact of insurance costs -- which is a fundamental factor in this case -- have you or your officials completed any analysis of other companies that may be at risk as a result of this escalation in insurance premiums ?