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the latest dunn and bradstreet survey showed business bankruptcies continuing a worrying trend , with a bleak outlook
dangosodd arolwg diweddaraf dunn a bradstreet fod methdaliadau ymhlith busnesau yn parhau i fod yn duedd sy'n achosi pryder , ac nid yw'r rhagolygon yn dda
the steel industry is also picking up , but it was not when the process started , which caused concern about bankruptcies in us steel
mae'r diwydiant dur ar i fyny hefyd , ond nid felly yr oedd pan ddechreuodd y broses , a achosodd bryder ynghylch methdaliadau yn niwydiant dur yr unol daleithiau
almost half of all businesses in wales are micro-businesses , employing fewer than 10 people , and we should be concerned with the level of bankruptcies in this sector
mae bron hanner y busnesau yng nghymru'n fusnesau bach , sy'n cyflogi llai na 10 o bobl , a dylem boeni ynghylch lefel y methdalu yn y sector hwn
the conservatives are opposed to that , as they want to cut public spending and , effectively , disempower rural communities , as they did with their dreadful record on agriculture and their legacy of record farm bankruptcies , bse and so on
mae'r ceidwadwyr yn gwrthwynebu hynny , gan eu bod am dorri gwariant cyhoeddus ac , yn y bôn , ddadrymuso cymunedau gwledig , fel y gwnaethant gyda'u record echrydus ym maes amaethyddiaeth , megis y methdaliadau fferm mwyaf erioed , bse ac yn y blaen
alun cairns : does the first minister accept that communities in wales would much prefer to have dynamic , thriving and prosperous economies and not need state aid ? bearing in mind that unemployment is rising , that manufacturing has fallen deeper into recession and that the latest dunn and bradstreet report places wales at the top of the business bankruptcy league table , does he accept that his transformation of the economy is an abject failure ?
alun cairns : a yw'r prif weinidog yn derbyn y byddai'n llawer gwell gan gymunedau yng nghymru gael economïau deinamig , ffyniannus , a pheidio â bod angen cymorth gan y wladwriaeth ? o gofio bod diweithdra'n codi , bod gweithgynhyrchu wedi suddo i ddirwasgiad dyfnach a bod adroddiad diweddaraf dunn a bradstreet yn gosod cymru ar ben y gynghrair am fethdaliad busnesau , a ydyw'n derbyn mai methiant truenus yw ei ymgais i drawsnewid yr economi ?