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nid oes ryfedd i adroddiad diweddaraf dunn a bradstreet ar fethdalu a gyhoeddwyd y mis diwethaf ddangos bod y cyfraddau yng nghymru ymhlith y gwaethaf
it is no wonder that the latest dunn and bradstreet bankruptcy report released last month shows that the rates for wales were among the worst
credaf mai'r unig flwyddyn y cafwyd gostyngiad byth dros y pedwar degawd diwethaf oedd yn ystod y cyfnod cywilyddus yn y 1970au o dan lywodraeth lafur y bu bron i'r wlad hon fethdalu o'i herwydd
i believe that the only year when there was ever a decrease over the last four decades was during the disgraceful era of the 1970s under a labour government which nearly brought us to the brink of bankruptcy in this country
