You searched for: not disbursed due to unavailability of fund (Engelska - Hindi)

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Engelska

not disbursed due to unavailability of fund

Hindi

निधि की अनुपलब्धता के कारण संवितरण नहीं किया गया

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Engelska

scholarship not sanctioned due unavailability of fund

Hindi

छात्रवृत्ति फंड की अनुपलब्धता के कारण स्वीकृत नहीं

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Engelska

scholarship & fee reimbursement not sanctioned due to unavailability of fund

Hindi

निधि की अनुपलब्धता के कारण संवितरण नहीं किया गया

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Engelska

the production has been stopped due to the unavailability of the raw material .

Hindi

कच्चे माल की आपूर्त्ति न होने से उत्पादन बाधित हो गया है ।

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Engelska

this was partly due to the extreme paucity of funds .

Hindi

इसका एक कारण कोष की नितांत कमी थी ।

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Engelska

compulsory winding up of project was done due to shortage of funds .

Hindi

धनाभाव के कारण योजना का अनिवार्य समापन करना पड़ा ।

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Engelska

sometimes , they have to close down their operations due to shortage of funds .

Hindi

कभी कभार उन्हें धन की कमी के कारण अपने प्रचालन बंद करने पड़ते हैं ।

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Engelska

at the last minute , much to our dismay , the sailing expedition was called off , due to lack of funds .

Hindi

अंतिम क्षणों में , हमें निराश करते हुए , पैसों की कमी के कारण नौका अभियान रोक दिया गया ।

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Engelska

in the course of its functioning , cash surpluses arise in oidb due to gap between availability of fund and their drawal by oil companies / grantee institutes .

Hindi

अपनी गतिविधियों के संचालन के दौरान निधि की उपलब्ध्ता तथा तेल कंपनियों / अनुदानी संस्थाओं द्वारा निधि की उपलब्धता तथा आहरण के बीच के अन्तराल के कारण ते . उ . वि . बो . में नकदी का अधिशेष होता है ।

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Engelska

the losses may be due to fraud , dishonesty , misappropriation of funds , goods or damages to property caused by the employees .

Hindi

यह हानि कर्मचारियों द्वारा धोखाधड़ी , बेइमानी , निधियों माल दुरुपयोग अथवा संपत्ति की क्षतियों के कारण हो सकती है ।

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Engelska

further , nris / pios are permitted to open bank accounts in india out of funds remitted from abroad , foreign exchange brought in from abroad or out of funds legitimately due to them in india .

Hindi

पुनः अनिवासी भारतीयों / भारतीय मूल के व्यिक्तियों को विदेश से भेजे गए पैसे , विदेश से लाई गई मुद्रा या भारत में उनके पास देय कानूनी रूप से उनके अपने पैसे से भारत के बैंक में खाता खोलने की अनुमति है ।

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Engelska

npa mangement non-performing asset from wikipedia, the free encyclopedia this article does not cite any references or sources. please help improve this article by adding citations to reliable sources. unsourced material may be challenged and removed. (march 2015) a non-performing asset (npa) is defined as a credit facility in respect of which the interest and/or installment of principal has remained ‘past due’ for a specified period of time. in simple terms, an asset is tagged as non performing when it ceases to generate income for the lender.[1] contents 1 identification 2 reasons for occurrence of npas 3 the problems caused by npas 4 references identification a non-performing asset (npa) is defined as a credit facility in respect of which the interest and/or installment of bond finance principal has remained ‘past due’ for a specified period of time. npa is used by financial institutions that refer to loans that are in jeopardy of default. once the borrower has failed to make interest or principle payments for 90 days the loan is considered to be a non-performing asset. non-performing assets are problematic for financial institutions since they depend on interest payments for income. troublesome pressure from the economy can lead to a sharp increase in non-performing loans and often results in massive write-downs. with a view to moving towards international best practices and to ensure greater transparency, it had been decided to adopt the ‘90 days’ overdue’ norm for identification of npa, from the year ending march 31, 2004. accordingly, with effect from march 31, 2004, a non-performing asset (npa)is a loan or an advance where; interest and/or installment of principal remain overdue for a period of more than 90 days in respect of a term loan, the account remains ‘out of order’ for a period of more than 90 days, in respect of an overdraft/cash credit (od/cc), the bill remains overdue for a period of more than 90 days in the case of bills purchased and discounted, interest and/or installment of principal remains overdue for two harvest seasons but for a period not exceeding two half years in the case of an advance granted for agricultural purposes, and any amount to be received remains overdue for a period of more than 90 days in respect of other accounts. non submission of stock statements for 3 continuous quarters in case of cash credit facility. no active transactions in the account (cash credit/over draft/epc/pcfc) for more than 91days sify non-performing assets further into the following three categories based on the period for which the asset has remained non-performing and the realisability of the dues: sub-standard assets: a sub standard asset is one which has been classified as npa for a period not exceeding 12 months. doubtful assets: a doubtful asset is one which has remained npa for a period exceeding 12 months. loss assets: where loss has been identified by the bank, internal or external auditor or central bank inspectors. but the amount has not been written off, wholly or partly. sub-standard asset is the asset in which bank have to maintain 15% of its reserves. all those assets which are considered as non-performing for period of more than 12 months are called as doubtful assets. all those assets which cannot be recovered are called as loss assets. reasons for occurrence of npas npas result from what are termed “bad loans” or defaults. default, in the financial parlance, is the failure to meet financial obligations, say non-payment of a loan installment. these loans can occur due to the following reasons: usual banking operations /bad lending practices a banking crisis (as happened in south asia and japan) overhang component (due to environmental reasons, natural calamities,business cycle,disease occurrence,etc...) incremental component (due to internal bank management, like credit policy, terms of credit, etc...) the problems caused by npas npas do not just reflect badly in a bank’s account books, they adversely impact the national economy. following are some of the repercussions of npas: depositors do not get rightful returns and many times may lose uninsured deposits. banks may begin charging higher interest rates on some products to compensate non-performing loan losses bank shareholders are adversely affected bad loans imply redirecting of funds from good projects to bad ones. hence, the economy suffers due to loss of good projects and failure of bad investments when bank do not get loan repayment or interest payments, liquidity problems may ensue. references "glossary". reserve bank of india. retrieved 27 april 2015. categories: credit navigation menu create account log in article talk read edit view history main page contents featured content current events random article donate to wikipedia wikipedia store interaction help about wikipedia community portal recent changes contact page tools what links here related changes upload file special pages permanent link page information wikidata item cite this page print/export create a book download as pdf printable version languages हिन्दी தமிழ் edit links this page was last modified on 31 august 2015, at 13:54. text is available under the creative commons attribution-sharealike license; 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Hindi

npa mangement

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