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as ships grew in size during the second half of the century, the joint stock company rapidly became the preferred financial vehicle for raising the large sums of money required. a major factor in this development was the companies act 1862, which protected investors from liability claims by company creditors. this opened the way for small investors whose other assets were now protected, though share ownership in such a risky and individualistic business tended to be restricted to family and friends.

targmanimy dear salia, hello and compliments of the day. permit me to relate this urgent information to you. i am hammam naina esq. attorney and solicitor at law. i have an important message for you concerning the death of my late client (who might be your relative or national of your country) and the us $ 3.5 million he left behind in security finance firm here in lome togo republic without any disclosed relatives as beneficiary. as his attorney, i seek your honest co-operation to present you as the beneficiary of his fixed sum since you bear the same family names for the bank to transfer it to your bank account as soon as possible. the bank has just granted me permissions as his lawyer to forward the details of the beneficiary as stipulated by the constitution. please treat this message with urgent response and utmost confidentiality, and send me (1) your full names (2) mobile phone number (3) e-mail address (4) occupation. contact me: hammam naina esq. nainahammam277@gmail.com pls reply to my email address lome-togo, west africa.
sonunda bunuda yaptim ya helal olsun bana