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as a conclusion we must cekap dan kreatif dalam mewujudkan sesuatu produk untuk menangani bencana alam seperti banjir yang membuat masyarakat dalam keadaan sesak, panik dan risau .
as a conclusion we must be efficient and creative in creating a product to deal with natural disasters such as floods that leave the community in a state of congestion, panic and worry.

in conclusion, government bonds. through the investment it can helps government raise the fund for the development expenditure. perbelanjaan yang baik perlulah dirancang dengan lebih cekap agar perbelanjaan kerajaan tidak menjadi suatu hutang kepada negara. pelaburan mgs bukanlah kepada pasaran tempatan sahaja malah pelaburan asing juga boleh melabur di dalam mgs. oleh itu, kerajaan malaysia perlulah menawarkan tawaran yang menarik kepada pasaran internasional agar lebih ramai pelabur melabur di
in conclusion, government bonds. through the investment it can help government raise the fund for the development expenditure. good spending needs to be planned more efficiently so that government spending does not become a debt to the country. mgs investment is not only in the local market but also foreign investment can invest in mgs. therefore, the malaysian government needs to offer attractive offers to the international market so that more investors can invest in