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bydd llawer ohonynt , ar ôl gwerthu eu stoc , heb ddigon o arian i brynu eu heiddo eu hunain i ymddeol iddo
many of them , once they have sold their stock , will not have enough money to buy a property of their own to which to retire
bydd rhai pobl yn symud gryn dipyn oherwydd eu gwaith , neu am eu bod yn ifanc neu am na allant brynu eu heiddo eu hun mor fuan ag yr hoffent
some people will move around a lot because of work , or they may be young or are not able to get onto the property ladder as soon as they wish
dyna sydd dan sylw yng ngwelliant 2 o'n heiddo , ond gall y gweinidog fynd ynghylch hynny pa un a dderbynnir gwelliant 2 ai peidio
that is the subject of our amendment 2 , but the minister can take it forward whether or not amendment 2 is supported
cyn gwelliant 3 o'n heiddo , nid oedd mecanwaith , hyd y gwn i , i bleidiau eraill borthi'r broses hon
prior to our amendment 3 , there was no mechanism , as far as i am aware , for other parties to feed into this process
gwnaeth bwynt pwysig i'r perwyl bod llawer o landlordiaid preifat yn manteisio ar yr ecwiti uchel yn eu heiddo , fel bod y sector preifat yn mynd yn llai byth
she made the important point that many private landlords are cashing in on the high equity in their properties , thereby reducing the private sector further
carem weld y llywodraeth yn mabwysiadu'r math o fframwaith a nodir yn ein gwelliant , a dyna pam y gofynnwn ichi gefnogi gwelliant 1 o'n heiddo
we would like the government to adopt the kind of framework set out in our amendment , which is why we ask you to support our amendment 1
cawsom oll ein brawychu o glywed am y cynnydd dramatig yn nifer yr ymosodiadau hiliol ar ddinasyddion moslemaidd a'u heiddo neu unrhyw un sy'n edrych fel y gallent fod yn foslem
we have all been shocked to hear of the dramatic increase in racist attacks against muslim citizens and their property or against anyone who looks as if they may be a muslim
a oes gennych strategaeth ar gyfer datblygu'r meysydd hyn a meysydd arbenigol eraill fel bod modd i ni fanteisio ar y cyfle i allforio ein heiddo deallusol fel gweithgaredd economaidd yn ogystal ag fel gweithgaredd gofal iechyd ?
do you have a strategy for the development of these and other areas of expertise so that we can make the most of the opportunity to export our intellectual property as an economic activity , as well as a healthcare activity ?