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kaart, millel on krediit- või edasilükatud deebetfunktsioon.
both the payment order and the funds described therein move from the psp of the payer to the psp of the payee, i.e. the beneficiary, possibly via several other credit institutions as intermediaries and/or one or more payment and settlement systems. transactions involving cash at one or both ends of the payment transaction, and using a credit transfer payment service, are included as credit transfers. credit transfers initiated at an atm with a credit transfer function are also included. credit transfers of which: non-sepa