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nid yw fel bod ym manc lloyds lle mae'r rheolwr yn rhoi targedau i glercod ar gyfer benthyciadau ac adenillion isel ac ati
it is not like being in lloyds bank where the manager gives clerks targets for loans and low recovery and so on
a yw alun michael yn dweud wrthym na ellir , dan y rheolau presennol , gynnwys hyd yn oed yr arian hwn fel elfen wrth gefn yn y gyllideb ? ni ellir cynnwys yr arian hwn -- y gellir ei orsymleiddio fel arian a gedwir ym manc lloegr ac sydd wedi'i glustnodi ar gyfer cymru -- y mae'r ue wedi gorchymyn ei ddosbarthu ar ddechrau'r rhaglen fel blaendaliadau , fel elfen wrth gefn
is alun michael telling us that , under the present rules , even this money cannot be included as a contingency element in the budget ? this money -- which may be oversimplified as cash kept in the bank of england and earmarked for wales -- that the eu has ordered to be distributed at the beginning of the programme as advance payments , cannot be included as a contingency