Şunu aradınız:: ctos (İngilizce - Malayca)

however, the amount of the loan approved is based on calculations made by the bank (suzardi maulan, 2012). the bank usually examines the financial background of the applicant in terms of ccris and ctos. ccris serves as keeping records of loans made with banking institutions in malaysia such as personal loans, car purchases and credit cards. meanwhile, ctos checks whether or not borrowers have entered the blacklist (talha a)
namun begitu, jumlah pinjaman yang diluluskan adalah berdasarkan kepada pengiraan yang dilakukan oleh pihak bank (suzardi maulan, 2012). pihak bank kebiasaanya meneliti latar belakang kewangan pihak pemohon dari segi ccris dan ctos. ccris berfungsi sebagai menyimpan segala rekod pinjaman yang dilakukan dengan institusi perbankan di malaysia seperti pinjaman peribadi, pembelian kereta serta kad kredit. manakala, ctos pula memeriksa samaada peminjam telah memasuki senarai hitam atau tidak (talha a